Deals
American Express Membership Rewards
Credit Card Points, run by American Express
Your points move 1:1 to 14 of 20 partners. The only card currency that reaches ANA Mileage Club and Delta SkyMiles.
- Live bonus
- +35% to Marriott Bonvoy until Dec 10, and 2 more
Ratios checked Sep 4, 2026.
Where Your Points Go
20 partners. Ratios are as the program states them.
| Partner | Ratio | Minimum | Increment | Transfer time | Also transfers from |
|---|---|---|---|---|---|
| Airlines (16) | |||||
| Aer Lingus AerClub | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Bilt, Wells Fargo |
| Aeromexico Rewards | 1:1.92 +20% through Oct 30 1:1.6 usually | 1,000 | 1,000 | 48 hours | Capital One, Rove |
| Air Canada Aeroplan Worth 1.02¢ a point, checked Sep 8 | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Capital One, Bilt, Rove |
| Flying Blue | 1:1.25 +25% through Oct 31 1:1 usually | 1,000 | 1,000 | 48 hours | Chase, Capital One, Citi, Bilt, Wells Fargo, Rove |
| ANA Mileage Club | 1:1 | 1,000 | 1,000 | 4 days | |
| Avianca LifeMiles Amex caps transfers to avianca at 750,000 points, below the 999,000 that most partners allow. | 1:1 | 1,000 | 1,000 | 72 hours | Capital One, Citi, Bilt, Wells Fargo |
| Cathay | 1:0.8 | 1,000 | 1,000 | 48 hours | Capital One, Citi, Bilt, Wells Fargo, Rove |
| Delta SkyMiles Worth 1.17¢ a point, checked Sep 8 | 1:1 | 1,000 | 1,000 | 48 hours | |
| Emirates Skywards Account linkages are subject to the Emirates Skywards® program Terms and Conditions, which may affect the number of times you can link your Rewards Account per calendar year. If you are unable to link your Rewards Account, please contact Emirates for more information. | 1:0.8 | 1,000 | 1,000 | 48 hours | Capital One, Citi, Bilt |
| Iberia Club | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Bilt, Wells Fargo |
| JetBlue TrueBlue Worth 1.34¢ a point, checked Sep 7 | 1:0.8 | 250 | 250 | 48 hours | Chase, Capital One, Citi, Wells Fargo, Rove |
| Qantas Frequent Flyer | 1:1 | 500 | 500 | 48 hours | Capital One, Citi, Rove |
| Qatar Airways Privilege Club Amex caps transfers to Qatar Airways Privilege Club at 750,000 points, below the 999,000 that most partners allow. | 1:1 | 1,000 | 1,000 | 48 hours | Capital One, Citi, Bilt, Rove |
| Singapore Airlines KrisFlyer | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Capital One, Citi |
| British Airways Club Last bonus 30% (2026) | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Capital One, Bilt, Wells Fargo |
| Virgin Atlantic Flying Club | 1:1 | 1,000 | 1,000 | 48 hours | Chase, Citi, Bilt, Rove |
| Hotels (4) | |||||
| Choice Privileges | 1:1 | 1,000 | 1,000 | 48 hours | Capital One, Citi, Wells Fargo |
| Hilton Honors Last bonus 30% (2026) | 1:2 | 1,000 | 1,000 | 24 hours | Bilt |
| Marriott Bonvoy | 1:1.35 +35% through Dec 10 1:1 usually | 1,000 | 1,000 | 48 hours | Chase, Bilt |
| Leaders Club | 1:0.25 | 1,000 | 1,000 | 72 hours | Citi |
Airlines (16)
-
Also from Chase, Bilt, Wells Fargo
Minimum 1,000, steps of 1,000, 48 hours
- Aeromexico Rewards 1:1.92 1:1.6 usually
+20% through Oct 30
Also from Capital One, Rove
Minimum 1,000, steps of 1,000, 48 hours
-
Also from Chase, Capital One, Bilt, Rove · Worth 1.02¢ a point, checked Sep 8
Minimum 1,000, steps of 1,000, 48 hours
- Flying Blue 1:1.25 1:1 usually
+25% through Oct 31
Also from Chase, Capital One, Citi, Bilt, Wells Fargo, Rove
Minimum 1,000, steps of 1,000, 48 hours
- ANA Mileage Club 1:1
Minimum 1,000, steps of 1,000, 4 days
-
Also from Capital One, Citi, Bilt, Wells Fargo
Minimum 1,000, steps of 1,000, 72 hours
Amex caps transfers to avianca at 750,000 points, below the 999,000 that most partners allow.
- Cathay 1:0.8
Also from Capital One, Citi, Bilt, Wells Fargo, Rove
Minimum 1,000, steps of 1,000, 48 hours
- Delta SkyMiles 1:1
Worth 1.17¢ a point, checked Sep 8
Minimum 1,000, steps of 1,000, 48 hours
- Emirates Skywards 1:0.8
Also from Capital One, Citi, Bilt
Minimum 1,000, steps of 1,000, 48 hours
Account linkages are subject to the Emirates Skywards® program Terms and Conditions, which may affect the number of times you can link your Rewards Account per calendar year. If you are unable to link your Rewards Account, please contact Emirates for more information.
- Iberia Club 1:1
Also from Chase, Bilt, Wells Fargo
Minimum 1,000, steps of 1,000, 48 hours
- JetBlue TrueBlue 1:0.8
Also from Chase, Capital One, Citi, Wells Fargo, Rove · Worth 1.34¢ a point, checked Sep 7
Minimum 250, steps of 250, 48 hours
-
Also from Capital One, Citi, Rove
Minimum 500, steps of 500, 48 hours
-
Also from Capital One, Citi, Bilt, Rove
Minimum 1,000, steps of 1,000, 48 hours
Amex caps transfers to Qatar Airways Privilege Club at 750,000 points, below the 999,000 that most partners allow.
-
Also from Chase, Capital One, Citi
Minimum 1,000, steps of 1,000, 48 hours
-
Also from Chase, Capital One, Bilt, Wells Fargo
Minimum 1,000, steps of 1,000, 48 hours
Last bonus 30% (2026)
-
Also from Chase, Citi, Bilt, Rove
Minimum 1,000, steps of 1,000, 48 hours
Hotels (4)
-
Also from Capital One, Citi, Wells Fargo
Minimum 1,000, steps of 1,000, 48 hours
- Hilton Honors 1:2
Also from Bilt
Minimum 1,000, steps of 1,000, 24 hours
Last bonus 30% (2026)
- Marriott Bonvoy 1:1.35 1:1 usually
+35% through Dec 10
Also from Chase, Bilt
Minimum 1,000, steps of 1,000, 48 hours
- Leaders Club 1:0.25
Also from Citi
Minimum 1,000, steps of 1,000, 72 hours
How to Earn American Express Membership Rewards
-
Business Platinum Card® from American Express 5x Membership Rewards® points on flights and prepaid hotels booked through American Express Travel | 2x points on eligible purchases in key business categories | 2x points on purchases of $5,000 or more up to $2M per year | 1x Membership Rewards® points on other eligible purchases -
Business Green Rewards Card from American Express 2x Membership Rewards points on purchases at amextravel.com | 1x point on all other eligible purchases -
Blue Business® Plus Credit Card from American Express 2x Membership Rewards points on the first $50,000 of eligible purchases per calendar year | 1x point on purchases thereafter -
The Platinum Card® from American Express 5x per $1 on up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel | 5x per $1 on eligible prepaid hotels booked with American Express Travel | 5x per $1 on prepaid Airbnb stays booked with American Express Travel | 1x per $1 on other purchases -
American Express® Gold Card 4x per $1 for purchases at restaurants worldwide (up to $50,000 in purchases per calendar year) | 4x per $1 at U.S. supermarkets (up to $25,000 in purchases per calendar year) | 5x per $1 on prepaid hotels booked through AmexTravel.com or the Amex Travel App | 3x per $1 on flights booked directly with airlines or through AmexTravel.com or the Amex Travel App | 2x per $1 on prepaid car rentals booked through AmexTravel.com or the Amex Travel App, and on cruises booked and paid through AmexTravel.com | 1x per $1 on everyday purchases -
American Express® Business Gold Card 4x per $1 on the two categories where your business spends the most each billing cycle | 3x per $1 on flights and prepaid hotels booked through AmexTravel | 1x per $1 on all other eligible purchases
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