American Express® Platinum Card
American Express
Intro Offer
175,000 Points
Annual Fee
$895
Recommended Credit
670–850
Excellent
Rewards & Earn Rates
5X
Travel
1X
Dining
1X
Grocery
1X
Gas
1X
Other
Not Included
TSA Pre✓
5x per $1 on up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel | 5x per $1 on eligible prepaid hotels booked with American Express Travel | 1x per $1 on other purchases
Why We Choose It
I love this card, and I don't care who knows. While the high annual fee can seem scary at first, it's really not something to be afraid of. Between the credits and lounge access, you can easily get over $1,000 in value each year.
More About the American Express® Platinum Card
A premium travel card with extensive global lounge access and over $1,500 in annual statement credits. Best for frequent travelers who can utilize the specific lifestyle and travel credits to justify the high annual fee.
Pros & Cons
Pros
- Over $1,500 In Annual Credits ($600 Hotel, $400 Resy, $300 Lululemon)
- Access To 1,550+ Airport Lounges Including Centurion Lounges
- Global Entry Or TSA PreCheck Credit
- Hotel Elite Status With Marriott And Hilton
- Strong Membership Rewards Transfer Partners
Cons
- $895 Annual Fee (Increased September 2025)
- Credits Require Specific Spending And Enrollment
- Only 1X Points On Dining And Everyday Purchases
- Complex Benefit Structure With Multiple Quarterly Limits
See Rates & Fees (Terms Apply)
Some links on this page are affiliate links. We may earn a commission if you apply through our links, at no extra cost to you.
