Back
Premium Pick
American Express® Platinum Card
This is some text inside of a div block.
Info offer
175,000 Points
Annual Fee
$
695
Recommended Credit
670
-
850
Excellent
See Rates & Fees
(Terms Apply)
Rewards
5X
Travel
1X
Dining
1X
Groceries
1X
Gas
1X
All Other
Not Included
TSA-PreCheck
Why we choose it
I love this card, and I don't care who knows. While the high annual fee can seem scary at first, it's really not something to be afraid of. Between the credits and lounge access, you can easily get over $1,000 in value each year.
Details
Pros
- Over $1,500 In Annual Credits ($600 Hotel, $400 Resy, $300 Lululemon)
- Access To 1,550+ Airport Lounges Including Centurion Lounges
- Global Entry Or TSA PreCheck Credit
- Hotel Elite Status With Marriott And Hilton
- Strong Membership Rewards Transfer Partners
Cons
- $895 Annual Fee (Increased September 2025)
- Credits Require Specific Spending And Enrollment
- Only 1X Points On Dining And Everyday Purchases
- Complex Benefit Structure With Multiple Quarterly Limits
A premium travel card with extensive global lounge access and over $1,500 in annual statement credits. Best for frequent travelers who can utilize the specific lifestyle and travel credits to justify the high annual fee.
Quick guides
View all
Rewards
5X
Travel
1X
Dining
1X
All other purchases
Rewards
Pros
- Over $1,500 In Annual Credits ($600 Hotel, $400 Resy, $300 Lululemon)
- Access To 1,550+ Airport Lounges Including Centurion Lounges
- Global Entry Or TSA PreCheck Credit
- Hotel Elite Status With Marriott And Hilton
- Strong Membership Rewards Transfer Partners
Cons
- $895 Annual Fee (Increased September 2025)
- Credits Require Specific Spending And Enrollment
- Only 1X Points On Dining And Everyday Purchases
- Complex Benefit Structure With Multiple Quarterly Limits
A premium travel card with extensive global lounge access and over $1,500 in annual statement credits. Best for frequent travelers who can utilize the specific lifestyle and travel credits to justify the high annual fee.
