Wells Fargo Rewards

Credit Card Points, run by Wells Fargo

Your points move 1:1 to 8 of 9 partners; Wyndham Rewards at 1:2.

Ratios checked Sep 4, 2026.

Where Your Points Go

9 partners. Ratios are as the program states them.

Wells Fargo Rewards transfer partners: the ratio in force with any live bonus, and the other currencies that reach each partner.
Partner	Ratio	Also transfers from
Airlines (7)
JetBlue TrueBlue Worth 1.34¢ a point, checked Sep 7 Ratio stated in Wells Fargo's own release for this partner, dated 4 November 2025. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Chase, Amex, Capital One, Citi, Rove
Cathay Ratio stated in Wells Fargo's own release for this partner, dated 28 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Amex, Capital One, Citi, Bilt, Rove
Flying Blue Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Chase, Amex, Capital One, Citi, Bilt, Rove
Avianca LifeMiles Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Amex, Capital One, Citi, Bilt
British Airways Club Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Chase, Amex, Capital One, Bilt
Aer Lingus AerClub Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Chase, Amex, Bilt
Iberia Club Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Chase, Amex, Bilt
Hotels (2)
Wyndham Rewards Ratio stated in Wells Fargo's own release for this partner, dated 15 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:2	Chase, Capital One, Citi, Bilt
Choice Privileges Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.	1:1	Amex, Capital One, Citi

Airlines (7)

JetBlue TrueBlue 1:1

Also from Chase, Amex, Capital One, Citi, Rove · Worth 1.34¢ a point, checked Sep 7

Ratio stated in Wells Fargo's own release for this partner, dated 4 November 2025. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Cathay 1:1

Also from Amex, Capital One, Citi, Bilt, Rove

Ratio stated in Wells Fargo's own release for this partner, dated 28 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Flying Blue 1:1

Also from Chase, Amex, Capital One, Citi, Bilt, Rove

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Avianca LifeMiles 1:1

Also from Amex, Capital One, Citi, Bilt

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
British Airways Club 1:1

Also from Chase, Amex, Capital One, Bilt

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Aer Lingus AerClub 1:1

Also from Chase, Amex, Bilt

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Iberia Club 1:1

Also from Chase, Amex, Bilt

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.

Hotels (2)

Wyndham Rewards 1:2

Also from Chase, Capital One, Citi, Bilt

Ratio stated in Wells Fargo's own release for this partner, dated 15 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Choice Privileges 1:1

Also from Amex, Capital One, Citi

Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.

How to Earn Wells Fargo Rewards

Cobranded cards for Wells Fargo Rewards

Reading on Wells Fargo Rewards

Credit Cards
Wells Fargo Rewards Cards in 2026: Active Cash, Autograph, and Autograph Journey
July 7, 2025 · 15 min read

Program Mechanics

Expiration. Rewards Points do not expire while the Credit Card Account is open.

About Wells Fargo Rewards

Wells Fargo publishes its transfer partners one press release at a time. Points Transfer launched on 4 April 2024 with six partners — Choice Privileges, Air France-KLM Flying Blue, avianca lifemiles, British Airways Executive Club, Aer Lingus AerClub and Iberia Plus — and three have been added since: JetBlue TrueBlue in November 2025, Wyndham Rewards in April 2026 and Cathay Pacific in April 2026, the first partner predominantly serving Asia.

The rate is 1:1 almost everywhere. Wells Fargo’s card terms put it as "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise", and Wyndham is the exception the clause reserves: it transfers at 1:2. The six founding partners were announced without a rate, so their 1:1 is that documented default rather than a figure quoted for each.

There is no minimum and no increment. Wells Fargo says points move "in any amount", and the JetBlue, Wyndham and Cathay releases each say there is no minimum balance required and no waiting period to redeem. Transfers are online only, on cards that earn points — the Autograph and Autograph Journey cards and named legacy Visa Signature products. Points do not expire while the account is open.