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Community

Credit Card Points & Miles Community: Travel Rewards + Credit Building

About the Community

Connect with thousands of smart travelers who maximize credit card points, miles, and rewards while building strong credit foundations. Our community provides personalized strategies for travel rewards optimization, expert guidance on DIY credit repair, and comprehensive support for your financial and travel goals. Whether you're rebuilding your credit, starting your first points strategy, or managing an advanced portfolio, you'll find the knowledge and community support you need to succeed.

About Our Credit Card & Travel Rewards Community

Personalized Points Strategy

Get customized recommendations that actually work for your spending patterns, travel goals, and current card portfolio. Our community experts analyze your specific situation to create a strategic roadmap that maximizes your earning potential and gets you to your next destination faster. Whether you're optimizing your first card or managing a complex points portfolio, you'll get actionable advice tailored just for you.

Exclusive Community Insights

Access insider knowledge you won't find anywhere else. Our community shares real-time deal alerts, breaking news on program changes, and proven strategies from experienced travel hackers. Get first access to limited-time bonuses, targeted offers, and sweet spot redemptions before they disappear or get devalued.

One-on-One Credit Guidance

Get personalized help navigating the credit side of travel rewards. Our specialists guide you through DIY credit repair, application strategies, and maintaining healthy credit while maximizing rewards. Whether you're dealing with credit report issues, planning application timing, or optimizing your credit profile for premium cards, we provide the education and support you need to avoid costly mistakes and build long-term financial success.

Additional Member Benefits

Real-Time Deal Alerts

Never miss a valuable opportunity again. Get instant notifications about credit card bonus increases, transfer partner promotions, flash sales on award flights, limited-time point bonuses, and mistake fares and hidden deals.

Monthly Strategy Sessions

Join live virtual meetups where community experts break down current market trends and opportunities, new card launches and how they fit your strategy, seasonal travel planning with points, Q&A sessions for your specific situations, and success story breakdowns from community members.

Points Portfolio Reviews

Get your entire credit card and loyalty program setup analyzed by experienced community members. Receive specific recommendations for which cards to add or cancel next, optimal spending allocation across your cards, transfer timing strategies for maximum value, annual fee vs. benefit analysis, and long-term portfolio optimization.

Award Booking Assistance

Tap into collective knowledge for complex redemptions including multi-city itinerary planning, finding award availability for peak travel, mixing cash and points for maximum value, alternative routing suggestions, and last-minute award space strategies.

Credit Score & Application Strategy

Navigate the credit aspects of travel rewards safely with application timing and velocity guidelines, credit score optimization tips, business card application strategies, dealing with denials and reconsiderations, and maintaining long-term credit health while churning.

What Our Members Say

The Points Party completely transformed my financial life. As a business owner, TPP's in-house CPAs have been able to answer all of my questions, not only through 1-on-1 chats but also through extensive guides AND updated as tax laws change. In addition, through TPP's Runners Program, I've accumulated over 100K Amex Rewards points and taken multiple vacations for free (let's not forget about the secret hotel points churning method). Aside from all the reasons I've already listed, I've made friends in the group. The community staff are wonderful people who will never make you feel inferior or stupid for asking a question.

Tom

A few months ago, I was filtering through all the cook groups I was in because I had to decide which ones to stay in. Today I'm glad I can say I stayed at The Points Party! I've been able to get credit cards I wouldn't have been qualified for otherwise. I took a cruise with my partner for FREE, and I have been able to stack up points, and cash back left and right! Being in this group has been one of my best investments. Admins are extremely helpful and fun to talk to. They continue to release new features for all of us to enjoy. I love being a part of this community, and I can't wait for what is in store!!!

Eb

The Points Party has been a profound way to re-frame my thoughts on leveraging credit. I thought of myself as a card churner and travel hacker. However, after being in the community for half a year, I've seen even more opportunities that I didn't know about. Things like banking bonuses, tax tips, travel deals (not posted by other outlets, might I add), and the opportunity to hit spending thresholds with partners has been phenomenal! Really looking forward to the new products that the team has recently teased and won't be leaving the group ever.

Zakary

This group changed my life. Since joining The Points Party, my credit has risen 170 points in the last year. The new vacation section is crazy too. I got a king suite in Orlando for $250 less than any other app or website. They helped change my financial perspective, which made my personal time much nicer.

Bryan

I heard about The Points Party and how it was a community dedicated to helping those looking to start or learn about credit help. Growing up with parents who lived life using only cash, I was terrified of the word "credit." Fast forward a few months after joining the group, and I now have two credit cards with a credit score of 750+ and racking up points and cashback from home by doing hardly any work. The Points Party is a life hack for credit, and it continues to make sure members lead a life towards financial freedom. I am excited to be part of the journey and for what lies ahead as I continue to grow and learn from this group!

Walter

Honestly, The Points Party is more than just credit card points. My main focus was to improve my credit when I joined, and the 1-on-1 help got me from a 550 to the 780 credit score I have now in under a year. I was also able to book a trip with flight & hotel using only credit card points- something I would never have done without this group. They also encourage members to expand their knowledge on other forms of income, 'glitch deals', and several other valuable tips- usually, but not always, about finances. Members of The Points Party learn how to go from financially surviving to thriving.

Marisa

Ready to Transform Your Travel?

Join thousands of smart travelers who've learned to turn everyday spending into extraordinary adventures.

What you get immediately: Access to our private Discord community, instant deal alerts and notifications, complete resource library, weekly strategy newsletter, and expert-backed guidance and support.

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Join the community

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