Travel Loyalty Programs
Seven card currencies move points to 28 airline and 9 hotel programs, most at 1:1. 11 transfer bonuses are live; the biggest is +100% from Wyndham Rewards to United MileagePlus, until Oct 31.
Transfer ratios checked Sep 4 to Oct 15, 2026.
Card Currencies
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1:1 to all 14 partners, except World of Hyatt at 1:0.75 on Sapphire Preferred and Ink Business Preferred.
14 partners
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The only card currency that reaches ANA Mileage Club and Delta SkyMiles. 1:1 to 14 of 20 partners.
20 partners
Aeromexico Rewards 1:1.92 +20% through Oct 30 1:1.6 usually
Flying Blue 1:1.25 +25% through Oct 31 1:1 usually
Marriott Bonvoy 1:1.35 +35% through Dec 10 1:1 usually
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1:1 to 16 of 22 partners.
22 partners
British Airways Club 1:1.2 +20% through Oct 31 1:1 usually
Virgin Red 1:1.3 +30% through Nov 20 1:1 usually
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The only card currency that reaches American Airlines AAdvantage. 1:1 to 16 of 21 partners.
21 partners
Qatar Airways Privilege Club up to 35% through Oct 31
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The only card currency that reaches Atmos Rewards. 1:1 to 23 of 25 partners; Accor Live Limitless at 1:0.67, I Prefer Hotel Rewards at 1:2.
25 partners
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1:1 to 8 of 9 partners; Wyndham Rewards at 1:2.
9 partners
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1:1 to 14 of 15 partners; Accor Live Limitless at 1:0.67.
15 partners
Flying Blue 1:1.4 +40% through Oct 31 1:1 usually
Japan Airlines Mileage Bank 1:1.5 +50% through Oct 31 1:1 usually
Qatar Airways Privilege Club up to 35% through Oct 31
JetBlue TrueBlue 1:1.2 +20% through Nov 14 1:1 usually
Airline Programs
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Delta SkyMiles 1.17¢ a point, checked Sep 81:1 from Amex
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United MileagePlus 1.76¢ a point, checked Sep 81:1 from Chase and Bilt
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American Airlines AAdvantage 1.84¢ a point, checked Sep 61:1 from Citi*
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1:1 from Bilt
- JetBlue TrueBlue 1.34¢ a point, checked Sep 7
1:1.2 from Rove, 1:1 usually; 1:1 from Chase, Citi* and Wells Fargo; 1:0.8 from Amex; 1:0.6 from Capital One
+20% from Rove until Nov 14 - Southwest Rapid Rewards 1.44¢ a point, checked Sep 8
1:1 from Chase and Bilt
- Air Canada Aeroplan 1.02¢ a point, checked Sep 8
1:1 from Chase, Amex, Capital One, Bilt and Rove
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1:1.2 from Capital One, 1:1 usually; 1:1 from Chase, Amex, Bilt and Wells Fargo
+20% from Capital One until Oct 31 -
1:1.25 from Amex, 1:1 usually; 1:1.4 from Rove, 1:1 usually; 1:1 from Chase, Capital One, Citi*, Bilt and Wells Fargo
+25% from Amex until Oct 31+40% from Rove until Oct 31 -
1:1 from Chase, Amex, Capital One and Citi*
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1:1 from Chase, Amex, Bilt and Wells Fargo
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1:1.92 from Amex, 1:1.6 usually; 1:1 from Capital One and Rove
+20% from Amex until Oct 30 -
1:1 from Amex, Capital One, Citi*, Bilt and Wells Fargo
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1:1 from Capital One, Citi*, Bilt, Wells Fargo and Rove; 1:0.8 from Amex
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1:0.8 from Amex and Citi*; 1:0.75 from Capital One; 1:1 from Bilt
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1:1 from Capital One, Citi*, Bilt and Rove
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1:0.75 from Capital One; 1:1 from Citi*
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1:1 from Capital One and Rove
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1:1 from Chase, Amex, Bilt and Wells Fargo
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1:1.5 from Rove, 1:1 usually; 1:1 from Citi* and Bilt; 1:0.75 from Capital One
+50% from Rove until Oct 31 -
1:1 from Amex, Capital One, Citi* and Rove
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1:1 from Amex, Capital One, Citi*, Bilt and Rove
up to 35% from Citi until Oct 31up to 35% from Rove until Oct 31 -
1:1 from Capital One and Bilt
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1:1 from Capital One, Citi*, Bilt and Rove
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1:1 from Chase, Amex, Citi*, Bilt and Rove
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1:1.3 from Capital One, 1:1 usually; 1:1 from Citi*, Bilt and Rove
+30% from Capital One until Nov 20 -
1:1 from Amex
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1:1 from Citi* and Rove
Hotel Programs
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1:2 from Amex; 1:1 from Bilt
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1:1 from Chase and Bilt; Chase is 1:0.75 on Sapphire Preferred and Ink Business Preferred
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1:1 from Chase and Bilt
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1:1 from Chase, Capital One, Citi* and Bilt; 1:2 from Wells Fargo
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1:1 from Amex, Capital One and Wells Fargo; 1:1.5 from Citi*
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1:0.5 from Capital One and Citi*; 1:0.67 from Bilt and Rove
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1:2 from Capital One, Citi* and Bilt
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1:0.25 from Amex; 1:0.2 from Citi*
Rail Programs
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No card currency transfers here.
Citi ThankYou Points: with only a Double Cash or Custom Cash card, you get 70% of the ratio shown (1:1 becomes 1:0.7).
Airport Lounge Networks
- The Centurion Lounge
Amex Platinum, Business Platinum, Delta Reserve and Delta Reserve Business
- Delta Sky Club
Delta Reserve, Delta Reserve Business and Amex Platinum
- United Club
United Club Card and United Explorer
- Admirals Club
Citi AAdvantage Executive, AAdvantage Globe and Strata Elite
- Capital One Lounge
Venture X and Venture X Business
- Chase Sapphire Lounge by The Club
Sapphire Reserve and Sapphire Reserve for Business
- Priority Pass
Sapphire Reserve, Sapphire Reserve for Business, Venture X, Venture X Business, Amex Platinum, Business Platinum and Strata Elite
- Alaska Lounge
Citi AAdvantage Executive, Atmos Summit and Atmos Ascent
- Plaza Premium Lounge
Amex Platinum and Business Platinum
- Escape Lounges
Amex Platinum, Business Platinum, Delta Reserve and Delta Reserve Business
- United Polaris Lounge
No card gets you in
Latest Program News
All newsNewest first, Sep 29 to Oct 15, 2026.
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Airlines -
AirlinesSouthwest Rapid Rewards: How It Works, From Earning Points to the Companion Pass
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DealsAmex Offers for JetBlue: $60 Back on $400 or $40 Back on $200 (Targeted)
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DealsBuy Aeroplan Points at Up to 30% Off Until October 13
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DealsBook by Wednesday Night: American Is Confirming Holiday Upgrades to Business Class
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DealsAmex Offer: Up to $330 Back on Delta SkyMiles Transfer Fees Through November 14 (Targeted)
Tools
- Transfer Partner Cheat Sheet
Every currency and partner on one grid.
- Transfer Bonus Tracker
Live bonuses, and how often each route runs one.
- Points Valuations
What a point is worth, with the arithmetic.
- Cents-per-Point Calculator
What each point earned you on one booking.
- TSA PreCheck and Global Entry
What each one does, and which cards cover the fee.