Transfer Partner Cheat Sheet
Seven card currencies reach 37 airline and hotel programs, most at 1:1. 11 transfer bonuses are live; the biggest is +100% from Wyndham Rewards to United MileagePlus, until Oct 31.
Ratios checked Sep 4 to Oct 15, 2026 on each card issuer's own transfer page.
Every Route at a Glance
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Chase Ultimate Rewards reaches 14 partners. Transfer time: most by next business day; up to 7 business days.
American Express Membership Rewards reaches 20 partners.
Capital One Miles reaches 22 partners.
Citi ThankYou Points reaches 21 partners. Transfer time: 24 hours to 14 days; see partner terms.
Bilt Rewards reaches 25 partners.
Wells Fargo Rewards reaches 9 partners.
Rove Miles reaches 22 partners.
1:1 = 1,000 card points become 1,000 partner points 1:0.75 grey: you get fewer Blank: no transfer Green text: a live bonus; the big number is today's ratio Purple badge: a different ratio on some cards Tap a ratio for its minimums
| Partner |  Chase Most by next business day; up to 7 business days |  Amex Most: 48 hours |  Capital One |  Citi 24 hours to 14 days; see partner terms | Bilt Most: immediate in most cases; allow up to 48 hours |  Wells Fargo |  Rove |
|---|---|---|---|---|---|---|---|
| Airlines (28) | |||||||
 Aer Lingus AerClub | 1:1
| 1:1
| No transfer route | No transfer route | 1:1
| 1:1
| No transfer route |
 Aeromexico Rewards | No transfer route | 1:1.92 (better than 1:1) +20% through Oct 30 1:1.6 usually
| 1:1 | No transfer route | No transfer route | No transfer route | 1:1 |
 Air Canada Aeroplan | 1:1
| 1:1
| 1:1 | No transfer route | 1:1
| No transfer route | 1:1 |
 American Airlines AAdvantage Oneworld | No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route | No transfer route |
 ANA Mileage Club Star Alliance | No transfer route | 1:1 4 days
| No transfer route | No transfer route | No transfer route | No transfer route | No transfer route |
| Atmos Rewards Oneworld | No transfer route | No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
 Avianca LifeMiles | No transfer route | 1:1 72 hours
| 1:1 | 1:1
| 1:1
| 1:1
| No transfer route |
 British Airways Club | 1:1
| 1:1
| 1:1.2 +20% through Oct 31 1:1 usually
| No transfer route | 1:1
| 1:1
| No transfer route |
 Cathay | No transfer route | 1:0.8 (worse than 1:1)
| 1:1 | 1:1
| 1:1
| 1:1
| 1:1 |
 Delta SkyMiles Skyteam | No transfer route | 1:1
| No transfer route | No transfer route | No transfer route | No transfer route | No transfer route |
 Emirates Skywards | No transfer route | 1:0.8 (worse than 1:1)
| 1:0.75 (worse than 1:1) | 1:0.8 (worse than 1:1)
| 1:1
| No transfer route | No transfer route |
 Etihad Guest | No transfer route | No transfer route | 1:1 | 1:1
| 1:1
| No transfer route | 1:1 |
| EVA Air Infinity MileageLands | No transfer route | No transfer route | 1:0.75 (worse than 1:1) | 1:1
| No transfer route | No transfer route | No transfer route |
| Finnair Plus | No transfer route | No transfer route | 1:1 | No transfer route | No transfer route | No transfer route | 1:1 |
| Flying Blue | 1:1
| 1:1.25 +25% through Oct 31 1:1 usually
| 1:1 | 1:1
| 1:1
| 1:1
| 1:1.4 +40% through Oct 31 1:1 usually |
 Iberia Club | 1:1
| 1:1
| No transfer route | No transfer route | 1:1
| 1:1
| No transfer route |
 Japan Airlines Mileage Bank | No transfer route | No transfer route | 1:0.75 (worse than 1:1) | 1:1
| 1:1
| No transfer route | 1:1.5 +50% through Oct 31 1:1 usually |
 JetBlue TrueBlue | 1:1
| 1:0.8 (worse than 1:1)
| 1:0.6 (worse than 1:1) | 1:1
| No transfer route | 1:1
| 1:1.2 +20% through Nov 14 1:1 usually |
 Qantas Frequent Flyer | No transfer route | 1:1
| 1:1 | 1:1
| No transfer route | No transfer route | 1:1 |
| Qatar Airways Privilege Club | No transfer route | 1:1
| 1:1 | 1:1 up to 35% through Oct 31 15% to 49,999 points; 25% to 99,999; 35% from 100,000
| 1:1
| No transfer route | 1:1 up to 35% through Oct 31 15% to 49,999 points; 25% to 99,999; 35% from 100,000 |
| Royal Orchid Plus Star Alliance | No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route | 1:1 |
 Singapore Airlines KrisFlyer | 1:1
| 1:1
| 1:1 | 1:1
| No transfer route | No transfer route | No transfer route |
 Southwest Rapid Rewards | 1:1
| No transfer route | No transfer route | No transfer route | 1:1 Immediate in most cases; allow up to 72 hours
| No transfer route | No transfer route |
| TAP Miles&Go | No transfer route | No transfer route | 1:1 | No transfer route | 1:1
| No transfer route | No transfer route |
 Turkish Airlines Miles&Smiles | No transfer route | No transfer route | 1:1 | 1:1
| 1:1
| No transfer route | 1:1 |
 United MileagePlus Star Alliance | 1:1
| No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
| Virgin Atlantic Flying Club | 1:1
| 1:1
| No transfer route | 1:1
| 1:1
| No transfer route | 1:1 |
| Virgin Red | No transfer route | No transfer route | 1:1.3 +30% through Nov 20 1:1 usually | 1:1
| 1:1
| No transfer route | 1:1 |
| Hotels (9) | |||||||
 Accor Live Limitless | No transfer route | No transfer route | 1:0.5 (worse than 1:1) | 1:0.5 (worse than 1:1)
| 1:0.67 (worse than 1:1)
| No transfer route | 1:0.67 (worse than 1:1)
|
 Choice Privileges | No transfer route | 1:1
| 1:1 | 1:1.5 (better than 1:1) 1:1.05 on 2 cards Strata, AT&T Points Plus
| No transfer route | 1:1
| No transfer route |
 Hilton Honors | No transfer route | 1:2 (better than 1:1) 24 hours
| No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
| I Prefer Hotel Rewards | No transfer route | No transfer route | 1:2 (better than 1:1) | 1:2 (better than 1:1)
| 1:2 (better than 1:1)
| No transfer route | No transfer route |
 IHG One Rewards | 1:1
| No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
 Leaders Club | No transfer route | 1:0.25 (worse than 1:1) 72 hours
| No transfer route | 1:0.2 (worse than 1:1) 1:0.14 on 2 cards Strata, AT&T Points Plus
| No transfer route | No transfer route | No transfer route |
| Marriott Bonvoy | 1:1
| 1:1.35 +35% through Dec 10 1:1 usually
| No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
| World of Hyatt | 1:1 1:0.75 on 2 cards Sapphire Preferred, Ink Business Preferred
| No transfer route | No transfer route | No transfer route | 1:1
| No transfer route | No transfer route |
 Wyndham Rewards | 1:1
| No transfer route | 1:1 | 1:1
| 1:1
| 1:2 (better than 1:1)
| No transfer route |
Chase Ultimate Rewards reaches 14 partners. Transfer time: most by next business day; up to 7 business days.
American Express Membership Rewards reaches 20 partners.
Capital One Miles reaches 22 partners.
Citi ThankYou Points reaches 21 partners. Transfer time: 24 hours to 14 days; see partner terms.
Bilt Rewards reaches 25 partners.
Wells Fargo Rewards reaches 9 partners.
Rove Miles reaches 22 partners.
Airlines (1016181618714)
- Aer Lingus AerClub
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Aeromexico Rewards 1:1 1:1
1:1.92 (better than 1:1) +20% through Oct 30 1:1.6 usually 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
- Air Canada Aeroplan
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:11:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:11:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- American Airlines AAdvantage
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
- ANA Mileage Club
1:1 4 days
- Minimum:
- 1,000
- Increment:
- 1,000
- Atmos Rewards
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Avianca LifeMiles 1:1
1:1 72 hours
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Amex caps transfers to avianca at 750,000 points, below the 999,000 that most partners allow.
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- British Airways Club
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1.2 +20% through Oct 31 1:1 usually
- Notes
- October 2026 20% bonus through October 31, 2026, 11:59 p.m. ET, as three outlets report (recorded 2026-10-19). Capital One's public pages state no end date; the terms are in the account.
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Cathay 1:1
1:0.8 (worse than 1:1) 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:11:1
- Notes
- Ratio stated in Wells Fargo's own release for this partner, dated 28 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Delta SkyMiles
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
- Emirates Skywards 1:0.75 (worse than 1:1)
1:0.8 (worse than 1:1) 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Account linkages are subject to the Emirates Skywards® program Terms and Conditions, which may affect the number of times you can link your Rewards Account per calendar year. If you are unable to link your Rewards Account, please contact Emirates for more information.
1:0.8 (worse than 1:1)
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.56 with Double Cash and Custom Cash
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Etihad Guest 1:1
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:11:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- EVA Air Infinity MileageLands 1:0.75 (worse than 1:1)
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
- Finnair Plus 1:1 1:1
- Flying Blue
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:11:1.25 +25% through Oct 31 1:1 usually 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:1.4 +40% through Oct 31 1:1 usually1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Iberia Club
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Japan Airlines Mileage Bank 1:0.75 (worse than 1:1)
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Citi Strata Elite, Citi Strata Premier, Prestige and AT&T Access More transfer at 1:1; every other ThankYou card transfers at 1:0.7. Prestige and AT&T Access More have no card record here, so they are named rather than listed above.
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1.5 +50% through Oct 31 1:1 usually1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- JetBlue TrueBlue
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:0.6 (worse than 1:1)1:0.8 (worse than 1:1) 48 hours
- Minimum:
- 250
- Increment:
- 250
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1.2 +20% through Nov 14 1:1 usually1:1
- Notes
- Ratio stated in Wells Fargo's own release for this partner, dated 4 November 2025. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Qantas Frequent Flyer 1:1
1:1 48 hours
- Minimum:
- 500
- Increment:
- 500
1:11:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
- Qatar Airways Privilege Club 1:1
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Amex caps transfers to Qatar Airways Privilege Club at 750,000 points, below the 999,000 that most partners allow.
1:1 up to 35% through Oct 31 15% to 49,999 points; 25% to 99,999; 35% from 100,000
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1 up to 35% through Oct 31 15% to 49,999 points; 25% to 99,999; 35% from 100,0001:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Royal Orchid Plus 1:1
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
- Singapore Airlines KrisFlyer
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:11:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
- Southwest Rapid Rewards
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 Immediate in most cases; allow up to 72 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- TAP Miles&Go 1:1
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Turkish Airlines Miles&Smiles 1:1
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:11:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- United MileagePlus
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Virgin Atlantic Flying Club
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:11:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Virgin Red 1:1.3 +30% through Nov 20 1:1 usually
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:11:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
Hotels (4445721)
- Accor Live Limitless 1:0.5 (worse than 1:1)
1:0.5 (worse than 1:1)
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.35 with Double Cash and Custom Cash
1:0.67 (worse than 1:1) Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:0.67 (worse than 1:1)
- Notes
- The one partner that is not 1:1. Rove's own wording: 1.5 Rove Miles become 1 ALL point, so this is the worst ratio on its list.
- Choice Privileges 1:1
1:1 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1.5 (better than 1:1) 1:1.05 on 2 cards Strata, AT&T Points Plus
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- The ratio depends on which Citi card you hold. 1,000 ThankYou points become 1,500 Choice points on the Strata Elite, Strata Premier, Prestige and AT&T Access More; on the ThankYou Preferred, Strata Card, Double Cash, Custom Cash, ThankYou Mastercard and the other AT&T cards it is 1,050, a ratio of 1:1.05. The 1:1.5 shown is the better of the two.
- By card
- 1:1.05 with Double Cash, Custom Cash, Strata and AT&T Points Plus
1:1
- Notes
- Wells Fargo named this partner at the launch of Points Transfer without stating a rate. The 1:1 is the program default from the card terms — "One Wells Fargo Rewards Point equals 1 Participating Transfer Partner mile, point, or credit, unless we state otherwise" — rather than a figure quoted for this partner. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
- Hilton Honors
1:2 (better than 1:1) 24 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- I Prefer Hotel Rewards 1:2 (better than 1:1)
1:2 (better than 1:1)
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:1.4 with Double Cash and Custom Cash
1:2 (better than 1:1) Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- IHG One Rewards
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Leaders Club
1:0.25 (worse than 1:1) 72 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:0.2 (worse than 1:1) 1:0.14 on 2 cards Strata, AT&T Points Plus
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.14 with Double Cash, Custom Cash, Strata and AT&T Points Plus
- Marriott Bonvoy
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1.35 +35% through Dec 10 1:1 usually 48 hours
- Minimum:
- 1,000
- Increment:
- 1,000
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- World of Hyatt
1:1 1:0.75 on 2 cards Sapphire Preferred, Ink Business Preferred
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
- By card
- 4:3 with Sapphire Preferred and Ink Business Preferred, from October 1, 2026
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
- Wyndham Rewards 1:1
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- Notes
- Transfers are final.
1:1
- Minimum:
- 1,000
- Increment:
- 1,000
- By card
- 1:0.7 with Double Cash and Custom Cash
1:1 Immediate in most cases; allow up to 48 hours
- Minimum:
- 2,000
- Increment:
- 1,000
- Notes
- Bilt requires a minimum transfer of 2,000 points from Blue members and 1,000 from Silver, Gold and Platinum. The 2,000 shown is the no-status minimum. Transfers move in 1,000-point increments and cannot be reversed.
1:2 (better than 1:1)
- Notes
- Ratio stated in Wells Fargo's own release for this partner, dated 15 April 2026. No minimum balance required, no waiting period to redeem, and points transfer in any amount — Wells Fargo publishes no minimum and no increment.
Citi ThankYou Points: with only a Double Cash or Custom Cash card, you get 70% of the ratio shown (1:1 becomes 1:0.7).
Live Bonuses, by End Date
Bonus history and sources- +20% Amex to Aeromexico Rewards Oct 30
- +25% Amex to Flying Blue Oct 31
- +20% Capital One to British Airways Club Oct 31
- up to 35% Citi to Qatar Airways Privilege Club Oct 31
- +40% Rove to Flying Blue Oct 31
- +50% Rove to Japan Airlines Mileage Bank Oct 31
- up to 35% Rove to Qatar Airways Privilege Club Oct 31
- +100% Wyndham Rewards to United MileagePlus Oct 31
- +20% Rove to JetBlue TrueBlue Nov 14
- +30% Capital One to Virgin Red Nov 20
- +35% Amex to Marriott Bonvoy Dec 10