Citi ThankYou Points

Credit Card Points, run by Citibank

Your points move 1:1 to 16 of 21 partners. The only card currency that reaches American Airlines AAdvantage.

Live bonus
up to 35% to Qatar Airways Privilege Club until Oct 31, and 1 more

Ratios checked Sep 4 to Oct 7, 2026.

Where Your Points Go

Every partner: 1,000-point minimum, in 1,000-point steps. Transfer time: 24 hours to 14 days; see partner terms. Ratios are as the program states them.

Airlines (16)

  • American Airlines AAdvantage 1:1
    1:0.7 with Double Cash and Custom Cash

    Worth 1.84¢ a point, checked Sep 6

  • Avianca LifeMiles 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Amex, Capital One, Bilt, Wells Fargo

    Last bonus 25% (2026)

  • Cathay 1:1.1 1:1 usually
    1:0.7 with Double Cash and Custom Cash

    +10% through Nov 14

    Also from Amex, Capital One, Bilt, Wells Fargo, Rove

  • Emirates Skywards 1:0.8
    1:0.56 with Double Cash and Custom Cash

    Also from Amex, Capital One, Bilt

  • Etihad Guest 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Capital One, Bilt, Rove

  • EVA Air Infinity MileageLands 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Capital One

  • Flying Blue 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Chase, Amex, Capital One, Bilt, Wells Fargo, Rove

  • JetBlue TrueBlue 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Chase, Amex, Capital One, Wells Fargo, Rove · Worth 1.34¢ a point, checked Sep 7

  • Qantas Frequent Flyer 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Amex, Capital One, Rove

  • Qatar Airways Privilege Club 1:1
    1:0.7 with Double Cash and Custom Cash

    up to 35% through Oct 31 15% to 49,999 points; 25% to 99,999; 35% from 100,000

    Also from Amex, Capital One, Bilt, Rove

  • Singapore Airlines KrisFlyer 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Chase, Amex, Capital One

  • Royal Orchid Plus 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Rove

  • Turkish Airlines Miles&Smiles 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Capital One, Bilt, Rove

  • Virgin Atlantic Flying Club 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Chase, Amex, Bilt, Rove

  • Virgin Red 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Capital One, Bilt, Rove

  • Japan Airlines Mileage Bank 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Capital One, Bilt, Rove

    Citi Strata Elite, Citi Strata Premier, Prestige and AT&T Access More transfer at 1:1; every other ThankYou card transfers at 1:0.7. Prestige and AT&T Access More have no card record here, so they are named rather than listed above.

    Last bonus 30% (2026)

Hotels (5)

  • Accor Live Limitless 1:0.5
    1:0.35 with Double Cash and Custom Cash

    Also from Capital One, Bilt, Rove

  • Choice Privileges 1:1.5
    1:1.05 with Double Cash, Custom Cash, Strata and AT&T Points Plus

    Also from Amex, Capital One, Wells Fargo

    The ratio depends on which Citi card you hold. 1,000 ThankYou points become 1,500 Choice points on the Strata Elite, Strata Premier, Prestige and AT&T Access More; on the ThankYou Preferred, Strata Card, Double Cash, Custom Cash, ThankYou Mastercard and the other AT&T cards it is 1,050, a ratio of 1:1.05. The 1:1.5 shown is the better of the two.

  • Leaders Club 1:0.2
    1:0.14 with Double Cash, Custom Cash, Strata and AT&T Points Plus

    Also from Amex

    Last bonus 25% (2026)

  • I Prefer Hotel Rewards 1:2
    1:1.4 with Double Cash and Custom Cash

    Also from Capital One, Bilt

  • Wyndham Rewards 1:1
    1:0.7 with Double Cash and Custom Cash

    Also from Chase, Capital One, Bilt, Wells Fargo

Citi ThankYou Points: with only a Double Cash or Custom Cash card, you get 70% of the ratio shown (1:1 becomes 1:0.7).

How to Earn Citi ThankYou Points

Cobranded cards for Citi ThankYou Points

Reading on Citi ThankYou Points

About Citi ThankYou Points

Citi publishes its transfer ratios in public, on the Points Transfer listing: each of the twenty-one partner tiles (16 airlines and 5 hotel programs) expands, signed out, to print two rates. Which one applies depends on the card. Citi Strata Elite, Citi Strata Premier, Prestige and AT&T Access More get the full rate; every other ThankYou card (ThankYou Preferred, Citi Strata, Double Cash, Custom Cash, the Citi ThankYou Mastercard and the AT&T cards) gets exactly 70% of it.

That 70% is the most consequential fact about this currency and it is easy to miss. A Double Cash holder transferring to Flying Blue moves 1,000 points and receives 700 miles, not 1,000. The ratio shown against each partner here is the premium rate, with the card-level rate beside it wherever we hold a record for the card.

Most partners run at 1,000 points to 1,000 miles at the premium rate. The exceptions are the ones worth knowing: Choice Privileges pays 1,500, I Prefer pays 2,000, Accor pays 500, Emirates pays 800, and Leaders Club pays 200.

Transfers need a minimum of 1,000 ThankYou Points and move in 1,000-point increments. Citi says points may appear in a partner account within 24 hours, or take up to fourteen days, and that they leave the ThankYou account immediately. American AAdvantage is a recent addition: Citi became the exclusive AAdvantage card issuer on April 24, 2026.

Next Steps