American Express® Blue Business Cash™ Card
American Express
Intro Offer
$250 statement credit
Annual Fee
$0
Recommended Credit
670 to 850
Good - Excellent
Rewards & Earn Rates
1%
Travel
1%
Dining
1%
Grocery
1%
Gas
2%
Other
Not Included
TSA Pre✓
2% cash back on all eligible purchases up to $50,000 per year | 1% cash back after $50,000
Why We Choose It
Blue Business Cash is a no-annual-fee business card from American Express. It pays 2% cash back on the first $50,000 of eligible purchases each calendar year and 1% after that, credited automatically to your statement. New card members can earn a $250 statement credit after spending $3,000 in the first 3 months, and purchases get a 0% intro APR for 12 months from account opening. It suits a business that spends mainly in the US, since foreign transactions carry a 2.7% fee.
More About the American Express® Blue Business Cash™ Card
A versatile business credit card that offers straightforward cash back rewards without the hassle of rotating categories or annual fees
Pros & Cons
Pros
- No Annual Fee and 2% Cash Back on the First $50,000 Each Calendar Year
- Simple Rewards Structure With No Categories to Track
- 0% Intro APR for 12 Months on Purchases
- Employee Cards Earn Cash Back the Same Way as Your Own Card
Cons
- 2% Rate Applies Only to the First $50,000 of Eligible Purchases Each Calendar Year
- 16.99% to 28.74% Variable APR After the Intro Period
- No Bonus Categories for Higher Earnings
- 2.7% Foreign Transaction Fee
