Best for Business

American Express® Blue Business Cash™ Card

American Express

Intro Offer

$250 statement credit

Annual Fee

$0

Recommended Credit

670–850

Good - Excellent
See Rates & Fees (Terms Apply)
American Express® Blue Business Cash™ Card card image

Rewards & Earn Rates

1%

Travel

1%

Dining

1%

Grocery

1%

Gas

2%

Other

Not Included

TSA Pre✓

2% cash back on all eligible purchases up to $50,000 per year | 1% cash back after $50,000

Why We Choose It

Discontinued as of September 2026: American Express no longer offers this card. Its successor is The Graphite Business Cash Unlimited Card from American Express.

Here's the thing about the Blue Business Cash—it's basically free money on your business expenses. No annual fee and 2% back on everything up to $50K? That's up to $1,000 back each year without any category tracking nonsense.

More About the American Express® Blue Business Cash™ Card

A versatile business credit card that offers straightforward cash back rewards without the hassle of rotating categories or annual fees

Pros & Cons

Pros

  • No Annual Fee With Solid 2% Cash Back On All Business Expenses
  • Simple Rewards Structure With No Categories To Track
  • 0% Intro APR For 12 Months On Purchases
  • No Foreign Transaction Fees

Cons

  • Cash Back Earning Caps At $50,000 In Annual Spending
  • Lower Rewards Rate After Hitting The Spending Cap
  • No Bonus Categories For Higher Earnings
  • No Employee Card Benefits

See Rates & Fees (Terms Apply)

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