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Premium Pick

Business Platinum Card® from American Express

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Info offer
200,000 Points
Annual Fee
$
695
Recommended Credit
See Rates & Fees
(Terms Apply)
Business Platinum Card® from American Express

Rewards

5X

Travel

1X

Dining

1X

Groceries

1X

Gas

2X

All Other

Included

TSA-PreCheck

Why we choose it

The Amex Business Platinum is a premium product, no doubt! But, that premium annual fee also means premium benefits that can very quickly cover the annual fee if you know how to use them.

Details

Pros

  • Over $1,200 In Annual Credits Including $600 Hotel
  • Access To 1,550+ Airport Lounges Including Centurion
  • Enhanced 2X Earning On Business Categories (Improved September 2025)
  • Global Entry Or TSA PreCheck Credit

Cons

  • $895 Annual Fee (Increased September 2025)
  • High $20,000 Spending Requirement For Welcome Bonus
  • Credits Require Specific Business Spending
  • Only 1X Points On Most Everyday Purchases

A premium business travel card with extensive lounge access and business-focused credits. Best for businesses with high travel and technology spending who can utilize the specific credits to justify the high annual fee.

Rewards

5X

Travel

1X

Dining

2X

All other purchases

Rewards

Pros

  • Over $1,200 In Annual Credits Including $600 Hotel
  • Access To 1,550+ Airport Lounges Including Centurion
  • Enhanced 2X Earning On Business Categories (Improved September 2025)
  • Global Entry Or TSA PreCheck Credit

Cons

  • $895 Annual Fee (Increased September 2025)
  • High $20,000 Spending Requirement For Welcome Bonus
  • Credits Require Specific Business Spending
  • Only 1X Points On Most Everyday Purchases

A premium business travel card with extensive lounge access and business-focused credits. Best for businesses with high travel and technology spending who can utilize the specific credits to justify the high annual fee.