Ryan

Ryan built The Points Party around the two things he's genuinely good at: finding award seats worth flying, and knowing which transfer turns a pile of points into one. The credit card coverage grew out of that. A card is only as good as what you can do with the points, and most reviews stop before the part that matters.

He'll fly anywhere there's a good award seat. Hawaii, most of Europe, anywhere on the Med, and a stupid number of US weekend trips that only make sense because the flight was free. Most of that comes from transfer partners rather than any single card, which is the part he'll talk your ear off about. He carries a Sapphire Reserve and a Venture X, books more Hyatt nights than he'll defend, and still runs the maths himself before he believes a valuation.

Every article published under his byline is reviewed and approved by him.