Deep Dive: American Express Green Card Perks and Points

If you are looking for a new travel credit card, then the American Express Green Card may be the perfect fit. The card allows you to collect transferable points to valuable partners, has high reward rates, and has no foreign transaction fee.

Read our review of the fees and benefits of Amex Green Cards below to discover if this is the right credit card option for your travel habits and everyday spending.

What Are The Benefits of Amex Green Card? – Review of Perks and Points

Before diving into the specifics, let's highlight the key perks and points benefits of the Amex Green Card:

• Generous Welcome Bonus: Earn 40,000 Membership Rewards points after spending $3,000 on eligible purchases within the first 6 months of card membership.
• Triple Points on Dining and Travel: Enjoy 3x Membership Rewards points on dining worldwide (including takeout and delivery in the U.S.) and on travel purchases (including flights, hotels, car rentals, and more).
• $189 Annual CLEAR Plus Credit: Receive up to $189 in statement credits per calendar year when you pay for a CLEAR Plus membership with your Amex Green Card.
• $100 Annual LoungeBuddy Credit: Get up to $100 in statement credits annually when you purchase airport lounge access through LoungeBuddy with your card.
• No Foreign Transaction Fees: Enjoy worry-free international spending with no foreign transaction fees.
• Trip Delay Insurance: Receive coverage for eligible expenses incurred due to trip delays of 12 hours or more (up to $300 per trip, with a maximum of 2 claims per year).

Note: The welcome bonus amount, required spending, and timeframe are subject to change. Always verify the latest offer on the American Express website.

How Much Are American Express Green Card Fees?

You will pay a $150 Annual fee for the card each year. The variable APR rate is 21.24% to 29.24% and will be based on your creditworthiness when you apply for the card. There are no foreign transaction fees for payments made with your card while you are abroad.

Benefits of Amex Green Card – A Detailed Breakdown

There are plenty of reasons to consider applying for the American Express Green Card including payment flexibility, a generous welcome offer, and transferable points to valuable card partners. Here is a detailed breakdown of how you may be able to benefit from this Amex card.

Generous Earning Potential

Maximize your rewards with:

• 3x Membership Rewards points on dining (including takeout and delivery), travel, and transit.
• 1x Membership Rewards points on all other eligible purchases.

These earning rates make the card ideal for frequent travelers and dining enthusiasts.

Valuable Statement Credits

Offset the card's annual fee with:

• Up to $189 in statement credits per calendar year for a CLEAR Plus membership.
• Up to $100 in statement credits annually for LoungeBuddy purchases.

These credits can significantly enhance your travel experience.

Lucrative Welcome Offer

Unlock a world of possibilities with a generous welcome bonus. Earn 40,000 Membership Rewards points after spending $3,000 on eligible purchases within the first 6 months of card membership.

Transferable Points

Expand your redemption options by transferring Membership Rewards points to a wide range of airline and hotel partners. Convert your points into valuable travel experiences.

Additional Perks

Discover a range of additional benefits, including:

• Travel protections: Enjoy peace of mind with coverage for trip delays, baggage loss, and rental car damage.
• Exclusive access: Experience the world of Amex Offers for potential savings and unique experiences.

By combining these features, the Amex Green Card presents a strong value proposition for savvy travelers seeking a rewarding and flexible credit card.

How Much Are Amex Rewards Points Worth?

American Express rewards points can be transferred to a variety of different partners, and their value ranges from approximately 0.5-1 cent depending on how to choose to redeem them. You will generally get the best value per point when you transfer them to Amex travel partner loyalty programs (where you can get a rate of 1:1) or redeem them as gift cards.

Who Can You Transfer Your Amex Green Card Points To?

You can transfer the points you earn on your American Express Green card to various hotel and airline loyalty programs with varying ratio rates. Here is a breakdown of the various loyalty programs :

• Airline Loyalty Programs:
  • British Airways Executive Club (Avios)
  • Delta SkyMiles
  • Emirates Skywards
  • Etihad Guest
  • Finnair Plus
  • Flying Blue (Air France-KLM)
  • Malaysia Airlines Enrich
  • Qatar Airways Privilege Club (Avios)
  • Singapore Airlines KrisFlyer
  • Virgin Atlantic Flying Club
• Hotel Loyalty Programs:
  • Marriott Bonvoy

Note: Transfer ratios, program availability, and transfer times may vary. Always check the latest information on the American Express website before transferring points.

By strategically transferring your points, you can maximize the value of your rewards and enjoy unforgettable travel experiences.

What to Consider Before Applying for the Amex Green Card

Although the benefits of Amex Green cards make them a good fit for most travelers, there are some factors to consider before applying. For example, the $150 annual fee may not be a good fit if you are not going to be making use of the statement credits that come with card ownership.

Also, if you aren’t planning to redeem your Amex points with partner loyalty programs, then you may find that other redemption options aren’t as valuable as those offered on other cards.

Takeaway - American Express Green Card Review

The American Express Green Card offers a generous welcome bonus and excellent points-earning opportunities on travel and transport spending. This makes it an excellent choice for those who travel frequently and regularly make purchases with Amex Green Card loyalty program partners.

When assessing whether this is the right card for you, you should make sure that you will be taking advantage of enough benefits and savings to justify the $150 annual fee. For many travelers, the savings you will make with your welcome offer, Clear Plus, and Lounge Buddy membership should cover this.