All four Hilton Honors American Express cards carry limited-time welcome offers that end on January 13, 2027. The biggest is 200,000 Hilton Honors bonus points on the Aspire card. Hilton's own credit card page and the American Express card pages list the same offers and the same end date.

The Four Offers

Hilton Honors American Express Card, no annual fee. Earn a Free Night Reward plus 70,000 bonus points after you spend $2,000 in eligible purchases in the first 6 months.

Hilton Honors American Express Surpass Card, $150 annual fee. Earn a Free Night Reward plus 130,000 bonus points after you spend $3,000 in eligible purchases in the first 6 months.

Hilton Honors American Express Aspire Card, $550 annual fee. Earn 200,000 bonus points after you spend $6,000 in purchases in the first 6 months. American Express calls it the "Best Hilton Points Offer Yet" on the card's page.

Hilton Honors Business Card, $195 annual fee. Earn a Free Night Reward plus 150,000 bonus points after you spend $8,000 in eligible purchases in the first 6 months.

Every offer says "Offer ends 1/13/27," and terms apply.

Which One to Look At

If you want no fee, it's the Hilton Honors Card, and its offer throws in a Free Night Reward on top of the points.

If you stay at Hilton a few times a year, the Surpass is the middle option. Beyond the offer, Amex lists up to $200 a year in Hilton statement credits, paid as up to $50 a quarter, and a Free Night Reward after $15,000 in purchases in a calendar year. Our Surpass review covers the rest.

If you want the most points, the Aspire offer is the largest. The card also comes with an annual Free Night Reward, up to $400 a year in Hilton resort credits and up to $200 a year in flight credits, per Amex.

If you run a business, the Business Card pairs a Free Night Reward with 150,000 points, but you'll have to spend the most of the four to get it. Our Business Card review walks through it.

Before You Apply

Check the spending target against your real budget. Six months is the window on all four, and the targets run from $2,000 to $8,000. Don't pick the biggest number if you can't reach its target on spending you'd do anyway.

Read the offer terms on the Amex application page before you apply. They say who's eligible for each welcome offer.

The date to remember is January 13, 2027. For more on the program itself, see our Hilton Honors hub.

If you're earning Hilton points on a fall stay, our guide to Hilton's More Points to Play promotion covers the up to 3,000 bonus points per stay you can stack on top.

Sources

  1. Hilton Honors, Credit Cards page (read 2026-09-11 in a browser): all four offers, spend targets, annual fees and Offer ends 1/13/27
  2. American Express, Hilton Honors Aspire card page (read 2026-09-11 in a browser): 200,000 points after $6,000 in 6 months, offer ends 1/13/2027, $550 fee, resort, flight and Free Night Reward benefits
  3. American Express, Hilton Honors Surpass card page (read 2026-09-11 in a browser): 130,000 points plus a Free Night Reward after $3,000 in 6 months, offer ends 1/13/2027, $150 fee, $200 Hilton credit, Free Night Reward after $15,000
  4. American Express, Hilton Honors Business Card terms (read 2026-09-11 in a browser): $195 annual fee, 150,000 points and one Free Night Reward after $8,000 in the first 6 months
  5. American Express, Hilton Honors card page (read 2026-09-11 in a browser): 70,000 points plus a Free Night Reward after $2,000 in 6 months, offer ends 1/13/2027, no annual fee

This article contains affiliate links. If you apply through our links, we may earn a commission at no cost to you, which helps us continue sharing points and miles strategies with the community.

Add The Points Party as a preferred source on Google