Hilton Honors American Express Surpass® Card
American Express
Intro Offer
130,000 Bonus Points + Free Night Reward
Annual Fee
$150
Recommended Credit
670–850
Good - Excellent
Rewards & Earn Rates
12X
Travel
6X
Dining
6X
Grocery
6X
Gas
3X
Other
Not Included
TSA Pre✓
12x per $1 on eligible purchases at Hilton hotels and resorts | 6x per $1 at U.S. restaurants, supermarkets, and gas stations | 4x per $1 on U.S. online retail purchases | 3x per $1 on all other eligible purchases
Why We Choose It
The Surpass is the middle Hilton card. Against a $150 annual fee, Amex lists complimentary Gold status, up to $200 a year in Hilton credits paid as up to $50 a quarter, a Free Night Reward after $15,000 in eligible purchases in a calendar year, and Diamond status after $40,000. It earns 12X at Hilton and 6X at U.S. restaurants, U.S. supermarkets and U.S. gas stations, so it suits someone who stays at Hilton at least once a quarter and will use the quarterly credit.
More About the Hilton Honors American Express Surpass® Card
A mid-tier Hilton card balancing strong rewards with reasonable annual fee
Pros & Cons
Pros
- Complimentary Hilton Honors Gold Status
- Free Night Reward After $15,000 Spend
- Multiple 6X Categories
- Diamond Status After $40,000 Annual Spend
Cons
- $150 Annual Fee
- Rewards Primarily Tied To Hilton Ecosystem
- $15,000 Spending Requirement For Free Night
- Best Value Requires Regular Hilton Stays
See Rates & Fees (Terms Apply)
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