Chase just launched an impressive transfer bonus that could boost your Marriott Bonvoy points balance significantly. Through June 30, 2025, you'll get a 65% bonus when transferring Chase Ultimate Rewards points to Marriott Bonvoy—that means 1,650 Marriott points for every 1,000 Chase points you transfer.

While transfer bonuses always sound exciting, let's dive into when this actually makes sense for your travel goals and when you might want to hold onto those valuable Chase points instead.

Key Deal Details

Here's everything you need to know about this limited-time transfer bonus:

• 65% bonus period: Now through June 30, 2025
• 50% bonus period: July 1 through August 15, 2025
• Transfer rate with 65% bonus: 1,000 Chase points = 1,650 Marriott points
• Transfer rate with 50% bonus: 1,000 Chase points = 1,500 Marriott points
• Minimum transfer: 1,000 Chase Ultimate Rewards points
• Processing time: Up to 2 business days
• Eligibility: Must have a Chase card that earns Ultimate Rewards points

When This Transfer Makes Sense

Let's be honest—this isn't always a great value proposition. Chase Ultimate Rewards points are typically worth about 2.05 cents each when transferred to airline partners or used through the Chase travel portal, while Marriott Bonvoy points average around 0.7 cents per point.

Even with the 65% bonus, you're getting about 1.15 cents in Marriott point value for every 2.05 cents worth of Chase points. That's a significant value loss on paper.

However, there are specific situations where this transfer can make perfect sense:

Topping Off Your Account

If you're just 10,000-20,000 Marriott points short of a high-value redemption, this bonus can help you bridge that gap without paying cash for the stay or purchasing Marriott points directly.

Fifth Night Free Bookings

Marriott's "Stay for 5, Pay for 4" benefit gives you the fifth night free on award bookings. If you're planning a five-night stay at a property where points provide exceptional value, the transfer might work in your favor.

Luxury Property Sweet Spots

Some ultra-luxury Marriott properties offer outsized value for points redemptions. We're talking about $1,000+ per night properties where you might get 2+ cents per Marriott point in value. In these cases, your transferred Chase points could deliver 3+ cents in actual travel value.

How to Make the Transfer

Ready to take advantage of this bonus? Here's the step-by-step process:

1. Log into your Chase account and navigate to Ultimate Rewards
2. Click "Transfer to Partners" in the main menu
3. Select Marriott Bonvoy from the list of hotel partners
4. Enter the number of points you want to transfer (minimum 1,000)
5. Confirm your Marriott Bonvoy account number is correct
6. Review and submit your transfer request

Remember, transfers typically take 1-2 business days to process, and they're irreversible once completed. Make sure you have a specific redemption in mind before pulling the trigger.

The Math: Is It Worth It?

Let's break down the numbers with a real example. Say you transfer 50,000 Chase Ultimate Rewards points during the 65% bonus period:

• Chase points value: 50,000 points × 2.05 cents = $1,025
• Marriott points received: 82,500 points (50,000 + 32,500 bonus)
• Marriott points value: 82,500 × 0.7 cents = $577.50

On the surface, you're losing about $447 in value. But if you use those 82,500 Marriott points for a stay that would cost $1,200 in cash, you're actually coming out ahead.

The key is having a specific, high-value redemption planned before you transfer.

Better Alternatives to Consider

Before transferring Chase points to Marriott, consider these potentially more valuable options:

Chase Travel Portal

Use a premium Chase card to get enhanced value through the Chase travel portal - the Chase Sapphire Preferred Card offers 1.25 cents per point, while the Chase Sapphire Reserve provides 1.5 cents per point value.

Airline Transfer Partners

Chase partners with airlines like United, Southwest, and British Airways, often providing better value than hotel transfers. Check current transfer partner promotions before committing to Marriott.

Marriott Co-branded Cards

If you're serious about earning Marriott points, consider a Marriott co-branded card instead. You'll earn points directly on Marriott stays and get automatic elite status benefits.

Strategic Tips for Maximum Value

Want to make the most of this transfer bonus? Here are some insider strategies:

Research Before You Transfer

Use Marriott's website to compare cash vs. points pricing for your target properties. Look for hotels where points provide 1.5+ cents per point in value to make the transfer worthwhile.

Consider Peak Season Bookings

Award availability at luxury properties is often better during peak season when cash rates are highest. This is when you're most likely to get exceptional value from your transferred points.

Stack with Marriott Promotions

Time your transfer with Marriott promotions like bonus points offers or reduced award rates to maximize your redemption power.

Frequently Asked Questions

Can I transfer points from multiple Chase cards?

Yes, you can pool Ultimate Rewards points from multiple Chase cards into one account and transfer the combined balance to Marriott Bonvoy.

Is there a limit to how many points I can transfer?

Chase doesn't specify a maximum transfer limit for this promotion, but Marriott accounts have annual transfer limits from external programs.

What if I change my mind after transferring?

Unfortunately, point transfers are irreversible. Make sure you have a specific redemption plan before transferring.

Do I need elite status to get good value?

While Marriott Bonvoy elite status provides additional benefits like room upgrades and bonus points, this transfer can still provide value for non-elite members at the right properties.

Bottom Line: Proceed with Caution

This 65% Chase to Marriott transfer bonus is among the best we've seen between these programs, but it's still not a blanket recommendation. The math usually favors keeping your Chase points or using them with airline partners.

However, if you have a specific high-value Marriott redemption in mind—especially at luxury properties during peak season—this bonus could unlock significant savings. Just make sure to do the math first and have a concrete plan for using those Marriott points.

Act fast: The 65% bonus ends June 30, 2025, with a reduced 50% bonus continuing through August 15. Don't let this limited-time opportunity slip away if it aligns with your travel goals.

Ready to maximize your Chase Ultimate Rewards strategy? Check out our complete guide to Chase Ultimate Rewards for more ways to stretch your points further.