February 2026 brings several valuable credit card transfer bonuses that can significantly boost your points balances. These limited-time promotions expire soon, so if you've been sitting on points waiting for the right opportunity, now's your chance to maximize their value.

Chase to Marriott Bonvoy: 50% Bonus Through February 28

Chase Ultimate Rewards cardholders can transfer points to Marriott Bonvoy with a 50% bonus through February 28, 2026. This means 1,000 Chase points becomes 1,500 Marriott Bonvoy points.

Here's the reality check: Chase Ultimate Rewards points are typically worth around 2 cents each when transferred to premium partners like Hyatt or used for premium cabin flights. Marriott Bonvoy points, even with the bonus, are worth approximately 0.7 cents each. For 10,000 Chase points, you'd get 15,000 Bonvoy points worth roughly $105, versus the $200 value those Chase points hold.

When this makes sense: If you're already planning a Marriott stay and you're just short of the points needed for a redemption, this bonus can help you top off your account. Otherwise, you're generally better off transferring Chase points to airline or Hyatt partners.

To transfer, log into your Chase Ultimate Rewards account, navigate to "Transfer to Travel Partners," select Marriott Bonvoy, and confirm your transfer. The bonus applies automatically.

Cards that earn Chase Ultimate Rewards:

• Chase Sapphire Preferred: 75,000 bonus points after $4,000 spend in 3 months
• Chase Sapphire Reserve: 75,000 bonus points after $4,000 spend in 3 months
• Ink Business Preferred: 100,000 bonus points after $6,000 spend in 3 months

Amex to Avianca LifeMiles: 15% Bonus Through February 11

American Express Membership Rewards cardholders have until February 11, 2026, to transfer points to Avianca LifeMiles with a 15% bonus. Transfer 1,000 Amex points and receive 1,150 LifeMiles.

Why this matters: Avianca LifeMiles is a Star Alliance program with some genuinely valuable sweet spots for award bookings. You can book United, Lufthansa, and other Star Alliance carriers, often with better availability and lower fees than booking directly through those programs.

Best use cases:

• Business class flights to Europe on United (starting around 63,000 miles one-way, or about 55,000 Amex points with the bonus)
• First class on Lufthansa or Swiss (before they disappear from the award chart)
• Short-haul flights within South America

One caveat: LifeMiles does charge carrier-imposed surcharges on some partners, particularly Lufthansa and Swiss. Always check the total cost before transferring.

Access the transfer through your Amex account under "Use Points" and "Transfer to Partners."

Cards that earn Amex Membership Rewards:

• American Express Platinum: Find out your offer for up to 150,000 bonus points
• American Express Gold: Find out your offer for up to 100,000 bonus points
• Blue Business Plus: 15,000 bonus points after $3,000 spend in 3 months

Chase to Japan Airlines: 30% Bonus Through February 28

Chase is offering a 30% transfer bonus to Japan Airlines (JAL) Mileage Bank through February 28, 2026. Transfer 1,000 Chase points to receive 1,300 JAL miles.

The opportunity: JAL joined Chase's transfer partner lineup recently, and this bonus makes an already valuable program even better. JAL is part of oneworld, so you can book flights on American Airlines, Qantas, Cathay Pacific, and other partners.

Sweet spots with this bonus:

• Japan Airlines' own flights, especially premium cabins to Asia
• Domestic American Airlines flights (starting at 5,000 miles one-way, or about 3,850 Chase points with the bonus)
• Oneworld partner award tickets, which often have better availability than booking directly

JAL miles don't expire as long as you have activity every 36 months, making them a solid program for storing value if you're planning future Asia travel.

Log into Chase Ultimate Rewards, select "Transfer to Travel Partners," choose JAL Mileage Bank, and transfer your points. The 30% bonus applies automatically during the promotional period.

Best Chase cards for earning transferable points:

• Chase Sapphire Preferred: 75,000 bonus points, 3X on dining and travel
• Chase Sapphire Reserve: 75,000 bonus points, 4X on dining and direct hotel/flight bookings
• Ink Business Preferred: 100,000 bonus points, 3X on travel and shipping

Should You Transfer Speculatively?

Here's the question we always get: Should you transfer points just because there's a bonus, even without a specific redemption in mind?

Generally, no. Your points are most valuable while they remain with the credit card issuer because you maintain flexibility. Transfer bonuses are enticing, but once you move points to an airline or hotel program, you're locked in.

Exception: If you know you'll use a specific program within the next year and the bonus gives you enough points for a redemption you'd otherwise miss, go for it. For example, if you're 10,000 JAL miles short of booking a business class flight you've been eyeing, the 30% Chase bonus could save you from transferring extra points.

For more guidance on when to transfer points versus when to hold them, check out our guide on maximizing credit card points.

The Bottom Line

These February transfer bonuses expire soon. The Chase to Marriott bonus ends February 28, but as we mentioned, it's rarely the best value for your Chase points. The Amex to Avianca bonus expires February 11, making it the most urgent if you have a Star Alliance redemption planned. The Chase to JAL bonus runs through February 28 and offers solid value for oneworld travel.

Don't transfer just because there's a bonus. Transfer when you have a specific redemption that makes sense for your travel plans. These bonuses can help you reach award thresholds or reduce the number of points needed, but they should complement your strategy, not drive it.

If you're new to transferring points to airline partners, our comprehensive guide on transferring Chase Ultimate Rewards walks you through the entire process step by step.

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