Introduction
Bank of America ran an 85,000-point welcome offer on the Atmos Rewards Visa Business Card, the new business co-brand for the merged Alaska Airlines and Hawaiian Airlines loyalty program. According to the issuer's application page, cardholders who spent $5,000 in three months earned 85,000 Atmos Rewards points plus a companion fare. That offer has ended, and it sat at the high end of what this card has historically paid.
Deal Details
What was on the table, per Bank of America's offer page at the time:
- Welcome bonus: 85,000 Atmos Rewards points after $5,000 in purchases within three months
- Companion fare: A $99 base fare plus taxes and fees from $23, valid on Alaska or Hawaiian-operated flights
- Earning: 3x on eligible Alaska and Hawaiian purchases, 2x on gas, EV charging, local transit, cable, internet, and streaming, plus 1x on everything else
- Annual fee: Confirm the current fee on the application page before submitting, since Bank of America has adjusted the structure post-merger
Atmos Rewards launched in stages through 2024 and 2025 as Alaska and Hawaiian consolidated their separate Mileage Plan and HawaiianMiles programs. The business card replaces the old Alaska Airlines Visa Business and now earns the merged currency.
How to Take Advantage
- The 85,000-point offer has ended, so check the current offer on Bank of America's Atmos Rewards Business Card page before applying. As a Visa Business product, this generally pulls a personal credit report tied to a business EIN or sole-proprietor SSN.
- Applicants had three months to meet the $5,000 spend. Standard B2B expenses like software, advertising, and inventory all qualified.
- Once the bonus posted, the advice was to redeem before any award chart adjustments. Alaska has historically given members notice on partner repricing, but the merger creates timing risk.
Why This Matters
The points are the story. Atmos Rewards inherits Mileage Plan's partner network, which historically delivered strong premium-cabin redemption rates on Japan Airlines, Cathay Pacific, Qantas, and Finnair, often without the carrier-imposed surcharges that pile up on British Airways or Air France-KLM bookings. None of the major flexible currencies, including Chase Ultimate Rewards, American Express Membership Rewards, and Capital One Miles, transfer to Atmos Rewards. That makes co-brand welcome offers the primary path to build a balance.
For context: 85,000 points covers Japan Airlines business class one-way to Tokyo at the saver level under Mileage Plan's legacy chart, with roughly 25,000 left for a domestic redemption. Hawaiian's Asia and South Pacific routes are now bookable on the same currency, which is the merger's most meaningful change for U.S. flyers.
Conclusion
If Alaska, Hawaiian, or their Asia-Pacific partners fit your routes, this was the strongest publicly listed Atmos Rewards Business offer to date. It has ended, so confirm current terms on Bank of America's site before applying.
Updated October 5, 2026: offer ended.
