Navy Federal More Rewards American Express® Card
Navy Federal Credit Union
Intro Offer
20,000 Bonus Points
Annual Fee
$0
Rewards & Earn Rates
3X
Dining
3X
Grocery
3X
Gas
1X
Other
3 points per $1 at restaurants and on food delivery, at supermarkets, and on gas and transit | 1 point per $1 on everything else
Why We Choose It
The More Rewards American Express Card earns 3 points per $1 at restaurants, supermarkets, and on gas and transit, with no annual fee. Its current offer is 20,000 points after $2,000 in purchases in 90 days, and you need Navy Federal membership to apply. It suits a member who wants one card for everyday household spending.
Pros & Cons
Pros
- No annual fee
- 3x points at restaurants, supermarkets, and on gas and transit
- No balance transfer, foreign transaction or cash advance fees
Cons
- Navy Federal Credit Union membership is required
- 14.15% to 18.00% variable APR
- 1x points outside the bonus categories
