Rewards & Earn Rates
3x
Dining
2x
Gas
1x
Other
3 points per $1 at restaurants | 2 points per $1 on gas | 1 point per $1 on everything else
Why We Choose It
GO REWARDS earns 3 points per $1 at restaurants and 2 per $1 on gas, with no annual fee and no foreign transaction fees. You need to be a Navy Federal member to apply. It suits a member whose spending leans toward dining out and driving.
Pros & Cons
Pros
- No annual fee
- 3x points at restaurants and 2x on gas
- No balance transfer, foreign transaction or cash advance fees
Cons
- Navy Federal Credit Union membership is required
- Gas at superstores, supermarkets and warehouse clubs may earn only 1 point per $1
- 13.49% to 18.00% variable APR after the intro period
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