Navy Federal GO REWARDS® Credit Card

Navy Federal Credit Union

Annual Fee

$0

Navy Federal GO REWARDS credit card art

Rewards & Earn Rates

3x

Dining

2x

Gas

1x

Other

3 points per $1 at restaurants | 2 points per $1 on gas | 1 point per $1 on everything else

Why We Choose It

GO REWARDS earns 3 points per $1 at restaurants and 2 per $1 on gas, with no annual fee and no foreign transaction fees. You need to be a Navy Federal member to apply. It suits a member whose spending leans toward dining out and driving.

Pros & Cons

Pros

  • No annual fee
  • 3x points at restaurants and 2x on gas
  • No balance transfer, foreign transaction or cash advance fees

Cons

  • Navy Federal Credit Union membership is required
  • Gas at superstores, supermarkets and warehouse clubs may earn only 1 point per $1
  • 13.49% to 18.00% variable APR after the intro period

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