Rewards & Earn Rates
1%
Other
1% cash back rewards
Why We Choose It
The First Progress Platinum Prestige Secured card has a 13.49% variable purchase APR and 1% cash back, with a $49 annual fee and no minimum credit score or credit history required. As a secured card, it needs a security deposit. It suits someone rebuilding credit who may carry a balance and wants a lower rate.
Pros & Cons
Pros
- 13.49% variable purchase APR
- 1% cash back rewards
- No minimum credit score or credit history required
Cons
- $49 annual fee
- A security deposit is required
- 22.49% variable APR for cash advances
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