Synovus Bank
Rewards & Earn Rates
1%
Other
1% cash back rewards
Why We Choose It
The First Latitude Platinum Elite Secured card pays 1% cash back and needs no minimum credit score or credit history, with a $29 annual fee and a 23.49% variable purchase APR. It is a secured card, so you fund a security deposit before using it. It suits someone rebuilding credit who wants a small reward on spending.
Pros & Cons
Pros
- 1% cash back rewards
- No minimum credit score or credit history required
- 23.49% variable purchase APR
Cons
- $29 annual fee
- A security deposit is required
- 28.49% variable APR for cash advances
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