Best for Beginners
Discover it® Secured Credit Card
Discover
Intro Offer
1Yr Cashback Match
Annual Fee
$0
Recommended Credit
300–650
Poor - Fair
Rewards & Earn Rates
1%
Travel
1%
Dining
1%
Grocery
1%
Gas
1%
Other
Not Included
TSA Pre✓
2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter | 1% cash back on all other purchases | Cashback Match at the end of your first year
Why We Choose It
The only secured card that earns real cash back rewards. With 2% on dining/gas and 1% on everything else, plus the first-year match, you're earning while building credit.
More About the Discover it® Secured Credit Card
A secured card that uniquely offers cash back rewards while building credit
Pros & Cons
Pros
- Earns Rewards Unlike Most Secured Cards
- No Annual Fee
- First-Year Cashback Match Doubles Earnings
- Can Graduate To Unsecured Status
Cons
- Requires Security Deposit Initially
- Lower Credit Limits Starting Out
- 2% Categories Capped At $1,000 Quarterly
- Designed For Credit Building
See Rates & Fees (Terms Apply)
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