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Best for Beginners

Discover it® Secured Credit Card

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Info offer
1Yr Cashback Match
Annual Fee
$
0
Recommended Credit
See Rates & Fees
(Terms Apply)
Discover it® Secured Credit Card

Rewards

1X

Travel

1X

Dining

1X

Groceries

1X

Gas

1X

All Other

Not Included

TSA-PreCheck

Why we choose it

The only secured card that earns real cash back rewards. With 2% on dining/gas and 1% on everything else, plus the first-year match, you're earning while building credit.

Details

Pros

  • Earns Rewards Unlike Most Secured Cards
  • No Annual Fee
  • First-Year Cashback Match Doubles Earnings
  • Can Graduate To Unsecured Status

Cons

  • Requires Security Deposit Initially
  • Lower Credit Limits Starting Out
  • 2% Categories Capped At $1,000 Quarterly
  • Designed For Credit Building

A secured card that uniquely offers cash back rewards while building credit

Rewards

1X

Travel

1X

Dining

1X

All other purchases

Rewards

Pros

  • Earns Rewards Unlike Most Secured Cards
  • No Annual Fee
  • First-Year Cashback Match Doubles Earnings
  • Can Graduate To Unsecured Status

Cons

  • Requires Security Deposit Initially
  • Lower Credit Limits Starting Out
  • 2% Categories Capped At $1,000 Quarterly
  • Designed For Credit Building

A secured card that uniquely offers cash back rewards while building credit