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Best for Cash Back
Discover it® Cash Back
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Info offer
1Yr Cashback Match
Annual Fee
$
0
Recommended Credit
580
-
740
Fair - Good
See Rates & Fees
(Terms Apply)
Rewards
1X
Travel
1X
Dining
1X
Groceries
1X
Gas
1X
All Other
Not Included
TSA-PreCheck
Why we choose it
The rotating 5% categories are great, but the real magic happens in year one—Discover matches ALL your cash back. That effectively makes this a 10% cash back card on categories and 2% on everything else for the first year.
Details
Pros
- First-Year Cash Back Match Doubles All Rewards
- No Annual Fee
- No Foreign Transaction Fees
- Free FICO Credit Score Monitoring
Cons
- Must Activate Quarterly 5% Categories Manually
- Categories Capped At $1,500 Per Quarter
- Discover Acceptance Limitations Internationally
- No Premium Travel Benefits
A no-annual-fee favorite earning 5% back in rotating categories with a lucrative first-year match
Quick guides
View all
Rewards
1X
Travel
1X
Dining
1X
All other purchases
Rewards
Pros
- First-Year Cash Back Match Doubles All Rewards
- No Annual Fee
- No Foreign Transaction Fees
- Free FICO Credit Score Monitoring
Cons
- Must Activate Quarterly 5% Categories Manually
- Categories Capped At $1,500 Per Quarter
- Discover Acceptance Limitations Internationally
- No Premium Travel Benefits
A no-annual-fee favorite earning 5% back in rotating categories with a lucrative first-year match
