Rewards
1X
1X
1X
1X
1X
Not Included
Why we choose it
The rotating 5% categories are great, but the real magic happens in year one—Discover matches ALL your cash back. That effectively makes this a 10% cash back card on categories and 2% on everything else for the first year.
Details
Pros
- First-Year Cash Back Match Doubles All Rewards
- No Annual Fee
- No Foreign Transaction Fees
- Free FICO Credit Score Monitoring
Cons
- Must Activate Quarterly 5% Categories Manually
- Categories Capped At $1,500 Per Quarter
- Discover Acceptance Limitations Internationally
- No Premium Travel Benefits
A no-annual-fee favorite earning 5% back in rotating categories with a lucrative first-year match
Rewards
1X
1X
1X
Rewards
Pros
- First-Year Cash Back Match Doubles All Rewards
- No Annual Fee
- No Foreign Transaction Fees
- Free FICO Credit Score Monitoring
Cons
- Must Activate Quarterly 5% Categories Manually
- Categories Capped At $1,500 Per Quarter
- Discover Acceptance Limitations Internationally
- No Premium Travel Benefits
A no-annual-fee favorite earning 5% back in rotating categories with a lucrative first-year match