Sapphire Reserve for Business
Chase
Intro Offer
150,000 Bonus Points
Annual Fee
$795
Recommended Credit
740–850
Excellent
Rewards & Earn Rates
4X
Travel
1X
Dining
1X
Grocery
1X
Gas
1X
Other
$120
TSA Pre✓ · every 4 years
8x per $1 on all purchases through Chase Travel | 5x total points per $1 on Lyft rides (through September 30, 2027) | 4x per $1 on flights and hotels booked directly | 3x per $1 on social media and search engine advertising | 1x per $1 on all other purchases
Why We Choose It
Business travelers who want Reserve benefits on a business card, this is your answer. Same great perks, same earning structure, but for your business expenses.
More About the Sapphire Reserve for Business
A premium business card offering Reserve-level benefits for company spending
Pros & Cons
Pros
- Same Premium Benefits As Personal Reserve
- $300 Travel Credit
- Priority Pass Lounges
- Separate Credit Line From Personal Cards
Cons
- $795 Annual Fee Same As Personal Version
- Same Complex Benefit Structure
- High Annual Fee Challenging For Smaller Businesses
- Must Use Benefits To Justify Cost
See Rates & Fees (Terms Apply)
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Lounge access
Quoted from the issuer's own benefit terms. Guest rules and enrollment requirements differ by network and change without notice, so nothing here is reworded.
- Unlimited
Guests:Up to two guests free of charge. No access at all for Employee Cardmembers.
What Sapphire Reserve for Business's terms say
Chase Sapphire Reserve for Business primary cardmembers enjoy complimentary access to any Chase Sapphire Lounge by The Club location with their physical Sapphire Reserve for Business card or Chase-issued digital Priority Pass™ Select membership and eligible departing boarding pass within three hours of departure. Please note, access to Sapphire Lounge by The Club and Priority Pass lounges is not available for Employee Cardmembers.
- Unlimited
Guests:Up to two guests free of charge. No access for Employee Cardmembers.
What Sapphire Reserve for Business's terms say
Cardmembers can also access over 1,300 Priority Pass airport lounges with their digital Priority Pass Select membership, along with an eligible departing boarding pass within three hours of scheduled flight departure, with up to two guests free of charge. Please note, access to Sapphire Lounge by The Club and Priority Pass lounges is not available for Employee Cardmembers.
