Amazon Prime Visa
Rewards
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Not Included
Why we choose it
Our Take: The Amazon Prime Visa is the ultimate store card for Prime members who spend heavily at Amazon.com and Whole Foods. While there's no annual fee, the required Prime membership ($139/year) means you need to spend at least $2,780 annually at Amazon or Whole Foods to break even on the extra 2% rewards versus other cards. For frequent Amazon shoppers, the 5% back rate and flexible redemption options make this a standout choice.
Details
Pros
- No Annual Fee For The Card Itself
- Outstanding 5% Back Rate At Amazon And Whole Foods With No Caps
- 2% Back On Useful Categories Like Dining And Gas Stations
- No Foreign Transaction Fees
- Strong Travel And Purchase Protections
Cons
- Requires Amazon Prime Membership ($139/Year) To Qualify For Top Rates
- No Introductory APR Offers
- High Variable APR (19.49%-28.24%)
- Limited Value For Non-Amazon Spending
- Subject To Chase 5/24 Rule
The Amazon Prime Visa is a Chase-issued Visa Signature card exclusively for Amazon Prime members. It offers exceptional 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel, making it one of the highest-earning cards for Amazon purchases. With no annual fee (though Prime membership required), 2% back on dining and gas, plus comprehensive travel benefits, it's designed for loyal Amazon customers who want to maximize their rewards on everyday purchases while enjoying premium card protections.
Quick guides
Rewards
2X
2X
1X
Rewards
Pros
- No Annual Fee For The Card Itself
- Outstanding 5% Back Rate At Amazon And Whole Foods With No Caps
- 2% Back On Useful Categories Like Dining And Gas Stations
- No Foreign Transaction Fees
- Strong Travel And Purchase Protections
Cons
- Requires Amazon Prime Membership ($139/Year) To Qualify For Top Rates
- No Introductory APR Offers
- High Variable APR (19.49%-28.24%)
- Limited Value For Non-Amazon Spending
- Subject To Chase 5/24 Rule
The Amazon Prime Visa is a Chase-issued Visa Signature card exclusively for Amazon Prime members. It offers exceptional 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel, making it one of the highest-earning cards for Amazon purchases. With no annual fee (though Prime membership required), 2% back on dining and gas, plus comprehensive travel benefits, it's designed for loyal Amazon customers who want to maximize their rewards on everyday purchases while enjoying premium card protections.
