Amazon Prime Visa
Chase
Intro Offer
$150 Amazon Gift Card
Annual Fee
$0
Recommended Credit
670–850
Good - Excellent
Rewards & Earn Rates
5X
Travel
2X
Dining
5X
Grocery
2X
Gas
1X
Other
Not Included
TSA Pre✓
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel with eligible Prime membership. Plus Prime Card Bonus offers up to 10% back on rotating selection of items and categories on Amazon.com. Earn unlimited 2% back at gas stations, restaurants, and local transit/commuting (including rideshare). Earn unlimited 1% back on all other purchases. Rewards earned as points worth 1¢ each, redeemable at Amazon.com with no minimum, or through Chase for cash back, gift cards, or travel.
Why We Choose It
The Amazon Prime Visa is the ultimate card for Prime members who spend heavily at Amazon.com and Whole Foods. While there's no annual fee, the required Prime membership ($139/year) means you need to spend at least $2,780 annually at Amazon or Whole Foods to break even on the extra 2% rewards versus other cards. For frequent Amazon shoppers, the 5% back rate and flexible redemption options make this a standout choice.
More About the Amazon Prime Visa
The Amazon Prime Visa is a Chase-issued Visa Signature card exclusively for Amazon Prime members. It offers exceptional 5% cash back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel, making it one of the highest-earning cards for Amazon purchases. With no annual fee (though Prime membership required), 2% back on dining and gas, plus comprehensive travel benefits, it's designed for loyal Amazon customers who want to maximize their rewards on everyday purchases while enjoying premium card protections.
Pros & Cons
Pros
- No Annual Fee For The Card Itself
- Outstanding 5% Back Rate At Amazon And Whole Foods With No Caps
- 2% Back On Useful Categories Like Dining And Gas Stations
- No Foreign Transaction Fees
- Strong Travel And Purchase Protections
Cons
- Requires Amazon Prime Membership ($139/Year) To Qualify For Top Rates
- No Introductory APR Offers
- High Variable APR (19.49%-28.24%)
- Limited Value For Non-Amazon Spending
- Subject To Chase 5/24 Rule
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