Chase Sapphire Preferred
Chase
Intro Offer
75,000 Bonus Points
Annual Fee
$95
Recommended Credit
670–850
Good - Excellent
Rewards & Earn Rates
2X
Travel
3X
Dining
1X
Grocery
1X
Gas
1X
Other
$120
TSA Pre✓ · every 4 years
5x per $1 on Chase Travel purchases and qualifying Lyft rides (through September 30, 2027) | 5x per $1 on Peloton equipment and accessory purchases over $150 (through December 31, 2027) | 3x per $1 on dining, select streaming services, and online grocery | 2x per $1 on travel purchases | 1x per $1 on all other purchases
Why We Choose It
I've had the Chase Sapphire Preferred® Card for several years (in fact, I just received the card and its welcome offer for a second time!), and I can honestly tell you its benefits and flexibility make it one of the most consistent cards on the market, making it ideal for travel newbies and experts alike.
More About the Chase Sapphire Preferred
The most popular travel rewards card known for its excellent earning potential and transfer partners
Pros & Cons
Pros
- Ultimate Rewards Points Transfer To Excellent Partners
- $50 Hotel Credit Annually
- No Foreign Transaction Fees
- Strong Welcome Bonus With Reasonable Spending Requirement
Cons
- $95 Annual Fee
- Lower Earning Rates Than Reserve Version
- Must Use Chase Travel Portal For Best Rates
- 3X Dining Earning Lower Than Some Competitors
See Rates & Fees (Terms Apply)
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