Premium Pick

Capital One Venture X Rewards

Capital One

Intro Offer

75,000 Bonus Miles

Annual Fee

$395

Recommended Credit

740–850

Excellent
Capital One Venture X Rewards card image

Rewards & Earn Rates

2X

Travel

2X

Dining

1X

Grocery

1X

Gas

2X

Other

$120

TSA Pre✓ · every 4 years

10x per $1 on hotels and rental cars booked through Capital One Travel | 5x per $1 on flights and vacation rentals booked through Capital One Travel | 5x per $1 on Capital One Entertainment purchases | 2x per $1 on all other purchases

Why We Choose It

The Capital One Venture X Rewards Card is one of those 'keeper cards' we're always talking about. I've had the Venture X for three years, and its miles earnings and travel perks prove its worth year after year.

More About the Capital One Venture X Rewards

A premium travel  card that practically pays for itself with credits and perks

Pros & Cons

Pros

  • $300  Annual Travel Credit And 10,000 Anniversary Miles
  • Priority Pass And Capital One Lounges
  • 10X On Hotels And Cars Through Capital One Travel
  • Up To 4 Free Authorized Users

Cons

  • $395  Annual Fee
  • Must Use Capital One Travel For Highest Rates
  • Some Transfer Partners Charge Fees
  • No Bonus Categories Beyond 2X Base Rate

Some links on this page are affiliate links. We may earn a commission if you apply through our links, at no extra cost to you.

Lounge access

Quoted from the issuer's own benefit terms. Guest rules and enrollment requirements differ by network and change without notice, so nothing here is reworded.

  • Unlimited

    Guests: $45 per guest 18 and older, $25 per guest 17 and under, under two free. Two complimentary guests at Lounges and one at Landings per visit after $75,000 of calendar-year account spend.

    What Capital One Venture X Rewards's terms say
    Primary cardholders have complimentary lounge access. Additional cardholders, including account managers and authorized users, do not have complimentary lounge access. Primary cardholders and account managers can purchase airport lounge access for additional cardholders for an annual lounge access fee of $125 per additional cardholder.
  • Unlimited

    Guests: No complimentary guests at any spend level — Capital One states the $75,000 complimentary-guest benefit "does not apply to Priority Pass lounges". $35 per visit per guest.

    What Capital One Venture X Rewards's terms say
    Primary cardholders and additional cardholders who’ve paid the $125 annual lounge access fee can purchase passes for guests to participating Priority Pass lounges at a rate of $35 per visit per guest.

Related Cards