Best for Beginners
Capital One Platinum Secured Credit Card
Capital One
Intro Offer
No Welcome Offer
Annual Fee
$0
Recommended Credit
300–650
Poor - Fair
Rewards & Earn Rates
1X
Travel
1X
Dining
1X
Grocery
1X
Gas
1X
Other
Not Included
TSA Pre✓
No rewards program
Why We Choose It
Need to build credit from scratch? This secured card is one of the best options out there. The flexible deposit amounts and potential to upgrade make it a smart choice for credit builders.
More About the Capital One Platinum Secured Credit Card
An excellent secured card option for building or rebuilding credit with flexible deposit requirements
Pros & Cons
Pros
- Low Security Deposit Options Starting At $49
- No Annual Fee
- Automatic Credit Line Reviews
- Can Upgrade To Unsecured Card
Cons
- No Rewards Program
- Requires Security Deposit Initially
- Limited Initial Credit Line
- Basic Benefits Compared To Other Secured Cards
See Rates & Fees (Terms Apply)
Some links on this page are affiliate links. We may earn a commission if you apply through our links, at no extra cost to you.
