Best for Business

Capital One Spark Cash Select

Capital One

Intro Offer

$750 Cash Bonus

Annual Fee

$0

Recommended Credit

740–850

Good - Excellent
Capital One Spark Cash Select card image

Rewards & Earn Rates

1.5%

Travel

1.5%

Dining

1.5%

Grocery

1.5%

Gas

1.5%

Other

Not Included

TSA Pre✓

5% cash back on hotels and rental cars booked through Capital One Business Travel | 1.5% cash back on all other purchases

Why We Choose It

Need a business card with no annual fee? The Spark Cash Select gives you 1.5% back on everything without costing you a dime. It's perfect for smaller businesses or as a backup card.

More About the Capital One Spark Cash Select

A no-annual-fee business card offering unlimited 1.5% cash back on all purchases

Pros & Cons

Pros

  • No Annual Fee
  • Solid 1.5% Cash Back Rate
  • Good $500 Welcome Bonus
  • Free Employee Cards

Cons

  • Lower Earning Rate Than Premium Versions
  • No Bonus Categories
  • Requires Excellent Credit For Approval
  • Basic Feature Set

See Rates & Fees (Terms Apply)

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