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Best for Cash Back
Capital One Spark Cash Plus
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Info offer
$1,200
Annual Fee
150
$
Recommended Credit
690
-
850
Good - Excellent
See Rates & Fees
(Terms Apply)
Rewards
5X
Travel
2X
Dining
2X
All other purchases
Why we choose it
The Capital One Spark Cash Plus card gives generous, simple-to-manage cash back at a high rate. While there is an annual charge, heavy spenders may easily compensate for it with unlimited cashback and the potential of a $200 bonus.
Details
Pros
- Earns Cash Back On Primary And Employee Cards
- Rewards Don’t Expire
- No Foreign Transaction Fees
- Annual Bonus Offers
Cons
- Balance Must Be Paid In Full Every Month
- Has Annual Fee
- High Spending Requirement To Hit Full Welcome Bonus
Quick guides
View all
Rewards
5X
Travel
2X
Dining
2X
All other purchases
Rewards
Pros
- Earns Cash Back On Primary And Employee Cards
- Rewards Don’t Expire
- No Foreign Transaction Fees
- Annual Bonus Offers
Cons
- Balance Must Be Paid In Full Every Month
- Has Annual Fee
- High Spending Requirement To Hit Full Welcome Bonus
