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Capital One Spark Cash Plus

Best for Beginners

Intro offer

$1,200

Annual Fee

$150.00

Recommended Credit

See Rates & Fees
690-850Good Excellent
Learn More

Best for Beginners

Capital One Spark Cash Plus

Intro offer

$1,200

Annual Fee

$150.00

Recommended Credit

690-850GoodExcellent
Learn More
Capital One Spark Cash Plus.pngCapital One Spark Cash Plus.png
  • 5X

    Travel

  • 2X

    Dining

  • 2X

    All other purchases

Why we choose it

The Capital One Spark Cash Plus card gives generous, simple-to-manage cash back at a high rate. While there is an annual charge, heavy spenders may easily compensate for it with unlimited cashback and the potential of a $200 bonus.

Pros

  • Earns cash back on primary and employee cards
  • Rewards don’t expire
  • No foreign transaction fees
  • Annual bonus offers

Cons

  • Balance must be paid in full every month
  • Has annual fee
  • High spending requirement to hit full welcome bonus