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Best for Cash Back

Capital One Spark Cash Plus

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Info offer
$1,200
Annual Fee
150
$
Recommended Credit
690
-
850
Good - Excellent
See Rates & Fees
(Terms Apply)
Learn More
Capital One Spark Cash Plus

Rewards

5X

Travel

2X

Dining

2X

All other purchases

Why we choose it

The Capital One Spark Cash Plus card gives generous, simple-to-manage cash back at a high rate. While there is an annual charge, heavy spenders may easily compensate for it with unlimited cashback and the potential of a $200 bonus.

Details

Pros & Cons
More about

Pros

  • Earns Cash Back On Primary And Employee Cards
  • Rewards Don’t Expire
  • No Foreign Transaction Fees
  • Annual Bonus Offers

Cons

  • Balance Must Be Paid In Full Every Month
  • Has Annual Fee
  • High Spending Requirement To Hit Full Welcome Bonus

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Rewards

5X

Travel

2X

Dining

2X

All other purchases

Rewards

Pros & Cons
More about

Pros

  • Earns Cash Back On Primary And Employee Cards
  • Rewards Don’t Expire
  • No Foreign Transaction Fees
  • Annual Bonus Offers

Cons

  • Balance Must Be Paid In Full Every Month
  • Has Annual Fee
  • High Spending Requirement To Hit Full Welcome Bonus

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