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![Capital One Spark Cash Plus.png](https://pp-prod-images.sfo3.cdn.digitaloceanspaces.com/3fb393dd39583d0c8105df55f5d4bbe0.png)
Capital One Spark Cash Plus
Best for Beginners
Intro offer
$1,200
Annual Fee
$150.00
Recommended Credit
- 5X
Travel
- 2X
Dining
- 2X
All other purchases
Pros
- Earns cash back on primary and employee cards
- Rewards don’t expire
- No foreign transaction fees
- Annual bonus offers
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus
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