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Capital One Spark Cash Plus.png

Capital One Spark Cash Plus

Best for Beginners

Intro offer

$1,200

Annual Fee

$150.00

Recommended Credit

See Rates & Fees
690-850Good Excellent
(Terms Apply)
Learn More

Best for Beginners

Capital One Spark Cash Plus

Intro offer

$1,200

Annual Fee

$150.00

Recommended Credit

690-850GoodExcellent
See Rates & Fees

(Terms Apply)

Learn More
Capital One Spark Cash Plus.pngCapital One Spark Cash Plus.png
  • 5X

    Travel

  • 2X

    Dining

  • 2X

    All other purchases

Why we choose it

The Capital One Spark Cash Plus card gives generous, simple-to-manage cash back at a high rate. While there is an annual charge, heavy spenders may easily compensate for it with unlimited cashback and the potential of a $200 bonus.

Pros

  • Earns cash back on primary and employee cards
  • Rewards don’t expire
  • No foreign transaction fees
  • Annual bonus offers

Cons

  • Balance must be paid in full every month
  • Has annual fee
  • High spending requirement to hit full welcome bonus

Quick guides

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Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

The credit card offers on this website are from credit card companies that compensate thepointsparty.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information.

Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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