Best for Beginners
Capital One Quicksilver Secured Cash Rewards
Capital One
Annual Fee
$0
Recommended Credit
300–650
Poor - Fair
Rewards & Earn Rates
1.5%
Travel
1.5%
Dining
1.5%
Grocery
1.5%
Gas
1.5%
Other
Not Included
TSA Pre✓
5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel | 1.5% cash back on every purchase
Why We Choose It
Building credit doesn't mean you can't earn rewards. This secured version of the Quicksilver gives you the same 1.5% cash back while helping you establish credit history.
More About the Capital One Quicksilver Secured Cash Rewards
An excellent secured card option that lets you earn cash back while building credit
Pros & Cons
Pros
- Earn Rewards While Building Credit
- No Annual Fee
- Can Upgrade To Unsecured Version
- No Foreign Transaction Fees
Cons
- Requires Security Deposit Initially
- No Welcome Bonus
- Lower Credit Limits
- Fewer Benefits Than Unsecured Cards
See Rates & Fees (Terms Apply)
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