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Best for Beginners
Capital One Platinum Mastercard®
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Info offer
No Welcome Offer
Annual Fee
$
0
Recommended Credit
580
-
740
Poor - Good
See Rates & Fees
(Terms Apply)


Rewards
1X
Travel
1X
Dining
1X
Groceries
1X
Gas
1X
All Other
Not Included
TSA-PreCheck
Why we choose it
This is as basic as it gets, but that's not necessarily bad. If you're building credit or just need a simple backup card, the Platinum gets the job done without any fees.
Details
Pros
- No Annual Fee
- No Foreign Transaction Fees
- Automatic Credit Line Reviews Every 6 Months
- Access to a Higher Credit Line with On-Time Payments
Cons
- No rewards program
- No welcome bonus
- Only basic benefits included
- Designed for building credit rather than earning rewards
A straightforward, no-frills credit card designed for those looking to build or rebuild their credit
Quick Guides
View all
Rewards
1X
Travel
1X
Dining
1X
All other purchases
Rewards
Pros
- No Annual Fee
- No Foreign Transaction Fees
- Automatic Credit Line Reviews Every 6 Months
- Access to a Higher Credit Line with On-Time Payments
Cons
- No rewards program
- No welcome bonus
- Only basic benefits included
- Designed for building credit rather than earning rewards
A straightforward, no-frills credit card designed for those looking to build or rebuild their credit
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