Plum Card® from American Express
American Express
Intro Offer
No Welcome Offer
Annual Fee
$250
Recommended Credit
670 to 850
Good - Excellent
Rewards & Earn Rates
1X
Travel
1X
Dining
1X
Grocery
1X
Gas
1X
Other
Not Included
TSA Pre✓
No rewards program
Why We Choose It
The Plum Card is unique—it's all about cash flow management for businesses. Pay early for a discount or extend payment terms without interest. Not sexy, but incredibly practical for the right business.
More About the Plum Card® from American Express
A unique charge card designed for businesses prioritizing cash flow flexibility over rewards
Pros & Cons
Pros
- 1.5% Discount For Early Payment
- 60-Day Payment Terms Without Interest
- No Preset Spending Limit
- Helps Businesses Manage Cash Flow
Cons
- $250 Annual Fee With No Traditional Rewards
- No Welcome Bonus Or Points Earning
- Limited Benefits Beyond Payment Terms
- Best For Businesses With Large Monthly Expenses
