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Best for Business
Plum Card® from American Express
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Info offer
No Welcome Offer
Annual Fee
$
250
Recommended Credit
670
-
850
Good - Excellent
See Rates & Fees
(Terms Apply)


Rewards
1X
Travel
1X
Dining
1X
Groceries
1X
Gas
1X
All Other
Not Included
TSA-PreCheck
Why we choose it
The Plum Card is unique—it's all about cash flow management for businesses. Pay early for a discount or extend payment terms without interest. Not sexy, but incredibly practical for the right business.
Details
Pros
- 1.5% Discount For Early Payment
- 60-Day Payment Terms Without Interest
- No Preset Spending Limit
- Helps Businesses Manage Cash Flow
Cons
- $250 Annual Fee With No Traditional Rewards
- No Welcome Bonus Or Points Earning
- Limited Benefits Beyond Payment Terms
- Best For Businesses With Large Monthly Expenses
A unique charge card designed for businesses prioritizing cash flow flexibility over rewards
Quick guides
View all
Rewards
1X
Travel
1X
Dining
1X
All other purchases
Rewards
Pros
- 1.5% Discount For Early Payment
- 60-Day Payment Terms Without Interest
- No Preset Spending Limit
- Helps Businesses Manage Cash Flow
Cons
- $250 Annual Fee With No Traditional Rewards
- No Welcome Bonus Or Points Earning
- Limited Benefits Beyond Payment Terms
- Best For Businesses With Large Monthly Expenses
A unique charge card designed for businesses prioritizing cash flow flexibility over rewards
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