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Editor's Choice

American Express® Gold Card

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Info offer
60,000 Points
Annual Fee
250
$
Recommended Credit
See Rates & Fees
(Terms Apply)
American Express® Gold Card

Rewards

3X

Travel

4X

Dining

1X

All other purchases

Why we choose it

It's a great deal, with 4 points per dollar on dining out and 1 point per dollar on grocery shopping in the United States (on the first $25,000 in expenditures per calendar year; subsequently 1 point per dollar). There's also a $120 annual eating credit at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations, as well as Uber Cash worth up to $120 ($10 per month.) This all makes it an excellent challenger for any food purchases, which has exploded as a significant area of spending. Certain advantages need to be enrolled.

Details

Pros

  • No Foreign Transaction Fees
  • High Reward Earning Possibilities
  • Up to $120 in annual statement credits for eligible restaurants

Cons

  • Expensive Annual Fee
  • No lounge Benefits
  • High APR with pay over time feature

Rewards

3X

Travel

4X

Dining

1X

All other purchases

Rewards

Pros

  • No Foreign Transaction Fees
  • High Reward Earning Possibilities
  • Up to $120 in annual statement credits for eligible restaurants

Cons

  • Expensive Annual Fee
  • No lounge Benefits
  • High APR with pay over time feature