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Editor's Choice
American Express® Gold Card
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Info offer
60,000 Points
Annual Fee
250
$
Recommended Credit
690
-
850
Good - Excellent
See Rates & Fees
(Terms Apply)
Rewards
3X
Travel
4X
Dining
1X
All other purchases
Why we choose it
It's a great deal, with 4 points per dollar on dining out and 1 point per dollar on grocery shopping in the United States (on the first $25,000 in expenditures per calendar year; subsequently 1 point per dollar). There's also a $120 annual eating credit at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations, as well as Uber Cash worth up to $120 ($10 per month.) This all makes it an excellent challenger for any food purchases, which has exploded as a significant area of spending. Certain advantages need to be enrolled.
Details
Pros
- No Foreign Transaction Fees
- High Reward Earning Possibilities
- Up to $120 in annual statement credits for eligible restaurants
Cons
- Expensive Annual Fee
- No lounge Benefits
- High APR with pay over time feature
Quick guides
View all
Rewards
3X
Travel
4X
Dining
1X
All other purchases
Rewards
Pros
- No Foreign Transaction Fees
- High Reward Earning Possibilities
- Up to $120 in annual statement credits for eligible restaurants
Cons
- Expensive Annual Fee
- No lounge Benefits
- High APR with pay over time feature
