Once-per-lifetime bonus wording appeared on some Chase application pages for the Southwest business cards on September 28. As of September 30, 2026, the Offer Details on Chase's main pages for both the Southwest Rapid Rewards Premier Business and Performance Business cards carry the familiar 24-month rule.
What Chase's Pages Say Now
On both cards, the Offer Details read:
"This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months."
That's the rule that lets you hold a Southwest business card, earn the bonus, close the card, and apply again once 24 months have passed since you received that bonus. The current offers on those pages:
- Premier Business: 80,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
- Performance Business: 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
What Happened on September 28
On September 28, some Chase application pages for these cards showed different wording: "The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility."
Why It Matters for the Companion Pass
Southwest business cards matter more than most because of the Companion Pass. Chase's terms for these cards say Companion Pass qualifying points include points earned on Rapid Rewards credit cards, and the Offer Details for both cards describe one boost of 10,000 Companion Pass qualifying points each calendar year.
So a lifetime restriction would have closed a door for anyone who's held one of these cards before and planned to use a bonus toward the pass again. Our Companion Pass guide covers how the timing of your earning decides how long you hold the pass.
What to Do Before You Apply
Read the Offer Details on the exact page you apply through, not a summary of them. On Chase's main pages for both cards today, that's the 24-month wording above. If the page you're shown carries different language, the terms on that page are the ones that apply to your application.
If you're working toward a Companion Pass and one of these cards is part of the plan, that check takes a minute and decides whether the plan works.
Updated September 30, 2026: Chase's main pages for both cards show the 24-month rule in their Offer Details. Added the current offers and Companion Pass terms from those pages.
