Rewards & Earn Rates
2%
Travel
2%
Dining
2%
Grocery
2%
Gas
2%
Other
Unlimited 2% Cash Back on all eligible purchases, with no rotating Spend Categories and no caps
Why We Choose It
The TD Double Up Credit Card earns 2% cash back on every eligible purchase with no annual fee and no categories to track. The 3% foreign transaction fee makes it a card to leave at home when you travel abroad. It suits someone who wants one flat-rate card for domestic spending.
Pros & Cons
Pros
- No annual fee
- Unlimited 2% cash back on all eligible purchases
- 0% intro APR on balance transfers for 15 billing cycles and on purchases for 12 billing cycles
Cons
- 3% foreign transaction fee
- 18.49% to 28.49% variable APR after the intro period
- Balance transfers must be completed within the first 90 days for the intro rate
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