Self Visa® Credit Card

Lead Bank, First Century Bank, N.A. or Sunrise Banks, N.A.

Annual Fee

$25

Lead Bank, First Century Bank, N.A. or Sunrise Banks, N.A.

Why We Choose It

The Self Visa Credit Card is a secured card with a $100 minimum deposit, no credit inquiry to apply and a $0 intro annual fee for the first year, then $25. Your deposit becomes your credit limit, and Self reports to all three credit bureaus. It suits someone new to credit or rebuilding it.

Pros & Cons

Pros

  • $100 minimum security deposit
  • No credit inquiry to apply
  • Reports to all three credit bureaus

Cons

  • $25 annual fee after the first year
  • No rewards
  • The deposit sets your credit limit

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