Why We Choose It
The Mastercard Gold Card costs $1,199 a year and earns 2X points on airfare and hotels booked through LuxuryCardTravel.com, with points worth 2% toward airfare and 2% toward cash back. It adds a $300 annual airline credit, a $200 annual dining credit, a $200 Ship&Play credit and a $240 Global Entry or TSA PreCheck credit, plus airport lounge access and Luxury Card Concierge. It suits someone who will use the travel benefits and redeem points for airfare.
Pros & Cons
Pros
- 2X points on airfare and hotel reservations booked through LuxuryCardTravel.com
- $300 annual airline credit, a $200 annual dining credit, a $200 Ship&Play credit and a $240 Global Entry or TSA PreCheck credit
- Points worth 2% in value toward airfare and 2% toward cash back
- 0% intro APR for 15 months on balance transfers made within 45 days
Cons
- $1,199 annual fee
- 2X points applies only to airfare and hotels booked through LuxuryCardTravel.com
- 19.49% to 27.49% APR after the intro period
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