Why We Choose It
The Mastercard Gold Card costs $1,199 a year and earns 2X points on airfare and hotels booked through LuxuryCardTravel.com, with points worth 2% toward airfare and 2% toward cash back. It adds a $300 annual airline credit, a $200 annual dining credit, a $200 Ship&Play credit and up to $120 for Global Entry or TSA PreCheck for the primary cardmember and each authorized user, plus airport lounge access and Luxury Card Concierge. It suits someone who will use the travel benefits and redeem points for airfare.
Pros & Cons
Pros
- 2X points on airfare and hotel reservations booked through LuxuryCardTravel.com
- $300 annual airline credit, a $200 annual dining credit, a $200 Ship&Play credit and up to $120 for Global Entry or TSA PreCheck for the primary cardmember and each authorized user
- Points worth 2% in value toward airfare and 2% toward cash back
- 0% intro APR for 15 months on balance transfers made within 45 days
Cons
- $1,199 annual fee
- 2X points applies only to airfare and hotels booked through LuxuryCardTravel.com
- 19.74% to 27.74% APR after the intro period
