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Citi Simplicity® Card

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Info offer
0% intro APR for 21/mo
Annual Fee
$
0
Recommended Credit
670
-
850
Good
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Citi Simplicity® Card

Rewards

1X

Travel

1X

Dining

1X

Groceries

1X

Gas

1X

All Other

Not Included

TSA-PreCheck

Why we choose it

No late fees ever and 21 months of 0% APR on balance transfers. This is purely about saving money on interest, not earning rewards.

Details

Pros & Cons
More about

Pros

  • No Late Fees Ever
  • No Penalty Rate Increases
  • 21-Month 0% APR On Balance Transfers
  • 12-Month 0% APR On Purchases

Cons

  • No Rewards Program At All
  • Balance Transfer Fee Applies
  • No Welcome Bonus
  • Designed For Simplicity Rather Than Earning

A balance transfer specialist with no late fees and one of the longest 0% APR periods

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Rewards

1X

Travel

1X

Dining

1X

All other purchases

Rewards

Pros & Cons
More about

Pros

  • No Late Fees Ever
  • No Penalty Rate Increases
  • 21-Month 0% APR On Balance Transfers
  • 12-Month 0% APR On Purchases

Cons

  • No Rewards Program At All
  • Balance Transfer Fee Applies
  • No Welcome Bonus
  • Designed For Simplicity Rather Than Earning

A balance transfer specialist with no late fees and one of the longest 0% APR periods

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