Citi Simplicity® Card

Citibank

Intro Offer

0% intro APR (18 mo)

Annual Fee

$0

Recommended Credit

670 to 850

Good
Learn More See Rates & Fees (Terms Apply)
Citi Simplicity® Card card image

Rewards & Earn Rates

1X

Travel

1X

Dining

1X

Grocery

1X

Gas

1X

Other

Not Included

TSA Pre✓

No rewards program

Why We Choose It

No late fees ever and a 0% intro APR for 18 months on both balance transfers and purchases. This is purely about saving money on interest, not earning rewards.

More About the Citi Simplicity® Card

A balance transfer specialist with no late fees and a 0% intro APR for 18 months.

Pros & Cons

Pros

  • No Late Fees Ever
  • No Penalty Rate Increases
  • 0% Intro APR On Balance Transfers
  • 0% Intro APR On Purchases

Cons

  • No Rewards Program At All
  • Balance Transfer Fee Applies
  • No Welcome Bonus
  • Designed For Simplicity Rather Than Earning
Apply Now for Citi Simplicity® Card

See Rates & Fees (Terms Apply)

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