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Citi Custom Cash

Best for Cash Back

Intro offer

$200

Annual Fee

$0.00

Recommended Credit

690-850Good Excellent
Learn More

Best for Cash Back

Citi Custom Cash

Intro offer

$200

Annual Fee

$0.00

Recommended Credit

690-850GoodExcellent
Learn More
Citi Custom Cash.pngCiti Custom Cash.png
  • N/A

    Travel

  • N/A

    Dining

  • 1X

    All other purchases

Why we choose it

The Citi Custom Cash card is one of the most adaptable cash-back cards on the market, allowing you to use it to pay down debt while earning considerable rewards. With the Citi Custom Cash card, you'll get an initial 0% APR on purchases and balance transfers for 15 months (then, 14.49% - 24.49% Variable). That intro APR deal is one of the longest currently available, which means you have ample time to pay down debt without accruing interest charges.

Pros

  • No annual fee
  • 5% Bonus Categories
  • Intro apr period

Cons

  • Lower rate outside bonus categories
  • Requires good/ excellent credit