Bank of America® Customized Cash Rewards credit card
Bank of America
Intro Offer
$200 Cash Rewards
Annual Fee
$0
Recommended Credit
670 to 850
Good
Rewards & Earn Rates
1%
Travel
1%
Dining
1%
Grocery
1%
Gas
1%
Other
Not Included
TSA Pre✓
6% cash back in the category of your choice for the first year, then 3% after that (gas and EV charging, online shopping including cable, internet, phone plans and streaming, dining, travel, drug stores and pharmacies, or home improvement and furnishings) | 2% at grocery stores and wholesale clubs | The 6% and 2% rates apply to the first $2,500 in combined purchases each quarter, then 1% | 1% on all other purchases
Why We Choose It
Choose your own 3% category and change it monthly—this flexibility makes the Customized Cash Rewards one of the most adaptable no-fee cards available.
More About the Bank of America® Customized Cash Rewards credit card
A flexible cash back card that lets you choose your bonus category each month
Pros & Cons
Pros
- No Annual Fee
- 6% In Your Choice Category For The First Year, Then 3%
- Change Your Choice Category Monthly
- Up To 75% Bonus With Preferred Rewards
- 0% Intro APR For 15 Billing Cycles
Cons
- 3% Choice And 2% Grocery/Wholesale Capped At $2,500 Combined Per Quarter, Then 1%
- Foreign Transaction Fees Apply
- Best Rates Require Bank Of America Relationship
- Limited Category Options
