Why We Choose It
The Aven Rewards card is a no-fee card for homeowners that pays 3% cash back on the first $10,000 each account year and 2% after that. The rewards depend on AutoPay: with AutoPay off, purchases earn nothing. It suits a homeowner who will keep AutoPay on and wants a high flat rate.
Pros & Cons
Pros
- No annual, upfront or cancellation fees
- 3% cash back on the first $10,000 each year, then 2% unlimited, with AutoPay on
- A 16g stainless steel card
Cons
- Rewards need AutoPay: with it off, purchases earn 0 points
- Aven calls it a card for homeowners
- Variable APR up to 36%, and a 2.5% balance transfer fee
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