If you're a frequent traveler, you know the value of loyalty programs and the perks they offer. One such program that stands out is Choice Privileges, and if you want to maximize your points and rewards, the Choice Privileges Select Mastercard is worth considering. Here's a closer look at how this credit card can help you make the most of your travel experiences.
Earn Points on Everyday Purchases
One of the primary benefits of the Choice Privileges Select Mastercard is the ability to earn points on your everyday purchases. With this card, you'll earn 10 points per dollar on stays at participating Choice Hotels properties, which include popular hotels like Comfort Inn, Quality Inn, and Cambria Hotels. You'll also earn 5 points per dollar at gas stations, grocery stores and home improvement stores and on phone plan services, and 1 point per dollar on other purchases. This means that even when you're not traveling, you can still accumulate points that can be used towards future hotel stays or other rewards.
Sign-Up Bonus
To sweeten the deal, the Choice Privileges Select Mastercard offers a generous sign-up bonus. Wells Fargo's current offer is 60,000 bonus points after you spend $3,000 in purchases in the first 3 months, which Wells Fargo says is enough for up to 7 reward nights at select Choice Hotels properties. That makes it a great way to kickstart your rewards journey.
Elite Status Upgrade
Another appealing feature of this credit card is automatic Platinum Elite status in the Choice Privileges program. Wells Fargo says Platinum Elite earns 25% bonus points every time you book and stay at a qualifying Choice hotel, and the card's 20 Elite Qualifying Nights each calendar year guarantee the status.
Redeeming Points
Once you've accumulated a substantial number of points, it's time to start reaping the rewards. With the Choice Privileges program, you have a variety of redemption options. You can use your points for free hotel stays, gift cards, and airline miles, or even transfer them to other loyalty programs. This flexibility allows you to choose the rewards that best suit your travel preferences.
Additional Benefits
In addition to the rewards and perks specific to the Choice Privileges program, the Select Mastercard also comes with other valuable benefits. The card has a $95 annual fee. Its other benefits include zero liability protection for unauthorized purchases and access to Mastercard's global emergency services. These features provide peace of mind and enhance your overall travel experience.
If you're a frequent traveler and want to make the most of your loyalty program membership, the Choice Privileges Select Mastercard is an excellent option. With its generous points-earning potential, sign-up bonus, and Elite status upgrade, you'll be well on your way to maximizing your points and enjoying a range of benefits. So, why not take advantage of this credit card and unlock a world of rewards and possibilities?
Updated October 6, 2026: annual fee and card terms.
