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American Express® Business Gold Card

Experience Users

Intro offer

70,000

Annual Fee

$295.00

Recommended Credit

See Rates & Fees
690-850Good Excellent
Learn More

Experience Users

American Express® Business Gold Card

Intro offer

70,000

Annual Fee

$295.00

Recommended Credit

690-850GoodExcellent
Learn More
AE Business.pngAE Business.png
  • 3X

    Travel

  • 4X

    Dining

  • 4X/1X

    All other purchases

Why we choose it

The Amex Business Gold card is a wonderful alternative for small businesses that spend a lot of money because it earns you 4 points per dollar in the two categories where you spend the most. Companies who place a premium on simplicity should consider this card. It has a straightforward rewards structure and generous benefits, even if it doesn't offer any 0% introductory purchase APR offers, balance transfer deals or travel perks like lounge access. If your business generates enough spending, then the Amex Business Gold Card is a great way to rack up points quickly.

Pros

  • Flexible redemption and points transfer options
  • Robust travel benefits
  • Automatic 4 points per dollar on the two categories you spend the most each billing period on up to $150,000 in annual spending
  • 25% airline redemption rebate when booking through Amex Travel, up to 250,000 points back each year

Cons

  • High annual fee relative to benefits
  • 4 points per dollar rate is limited to the first $150,000 in spending annually