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Experienced Users
American Express® Business Gold Card
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Info offer
70,000
Annual Fee
295
$
Recommended Credit
690
-
850
Good - Excellent
See Rates & Fees
(Terms Apply)
Rewards
3X
Travel
4X
Dining
4X/1X
All other purchases
Why we choose it
The Amex Business Gold card is a wonderful alternative for small businesses that spend a lot of money because it earns you 4 points per dollar in the two categories where you spend the most. Companies who place a premium on simplicity should consider this card. It has a straightforward rewards structure and generous benefits, even if it doesn't offer any 0% introductory purchase APR offers, balance transfer deals or travel perks like lounge access. If your business generates enough spending, then the Amex Business Gold Card is a great way to rack up points quickly.
Details
Pros
- Flexible Redemption And Points Transfer Options
- Robust Travel Benefits
- Automatic 4 Points Per Dollar On The Two Categories You Spend The Most Each Billing Period On Up To $150,000 In Annual Spending
- 25% Airline Redemption Rebate When Booking Through Amex Travel, Up To 250,000 Points Back Each Year
Cons
- High Annual Fee Relative To Benefits
- 4 Points Per Dollar Rate Is Limited To The First $150,000 In Spending Annually
Quick guides
View all
Rewards
3X
Travel
4X
Dining
4X/1X
All other purchases
Rewards
Pros
- Flexible Redemption And Points Transfer Options
- Robust Travel Benefits
- Automatic 4 Points Per Dollar On The Two Categories You Spend The Most Each Billing Period On Up To $150,000 In Annual Spending
- 25% Airline Redemption Rebate When Booking Through Amex Travel, Up To 250,000 Points Back Each Year
Cons
- High Annual Fee Relative To Benefits
- 4 Points Per Dollar Rate Is Limited To The First $150,000 In Spending Annually
