Last Updated: July 2025
Wells Fargo Go Far Rewards currently has 7 transfer partners: 6 airlines (Aer Lingus AerClub, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Iberia Plus, Virgin Atlantic Flying Club) and 1 hotel program (Choice Privileges). Airlines transfer at a 1:1 ratio while Choice Privileges transfers at an exceptional 1:2 ratio.
Introduction: Wells Fargo's Entry into Transfer Partners
Let me be honest—when Wells Fargo announced they were adding transfer partners to their Go Far Rewards program in April 2024, I was skeptical. The big banks like Chase and Amex have dominated this space for years. But here's the thing: Wells Fargo's smaller list of partners might actually work in your favor, especially if you're looking to supplement your existing points strategy.
The Wells Fargo Go Far Rewards program has evolved significantly from its cash-back roots. Now, if you hold either the Wells Fargo Autograph® Card or the Wells Fargo Autograph Journey℠ Card, you can transfer your points to airline and hotel partners for potentially much better value than the standard 1 cent per point cash redemption.
What makes this particularly interesting is that Wells Fargo shares several transfer partners with other major programs, meaning you can combine points from multiple sources for that aspirational redemption you've been eyeing. Plus, with no minimum transfer requirements (you can transfer as little as 1 point), Wells Fargo offers flexibility that even established programs don't match.
Complete List of Wells Fargo Go Far Rewards Transfer Partners
Airline Partners (All 1:1 Transfer Ratio)
1. Aer Lingus AerClub Aer Lingus AerClub uses the Avios currency, which offers incredible flexibility since you can move Avios between British Airways, Iberia, Qatar Airways, and Finnair. This Irish carrier provides excellent value for flights to the Emerald Isle, with awards starting at just 13,000 Avios one-way from the East Coast.
2. Air France-KLM Flying Blue Air France-KLM Flying Blue stands out as one of the most valuable transfer partners. The program offers monthly Promo Rewards with up to 25% off select routes, making it possible to snag business class flights to Europe for as few as 50,000 miles one-way. Plus, you can book awards on SkyTeam partners like Delta.
3. Avianca LifeMiles Avianca LifeMiles provides Star Alliance access, which means you can book United Airlines flights starting at just 6,500 miles for short domestic routes. The program is known for its competitive pricing on business class awards to Europe and excellent availability on Star Alliance partners.
4. British Airways Executive Club British Airways Executive Club might be the most versatile partner on this list. While many think of flights to London, the real value lies in booking American Airlines and Alaska Airlines flights. Short West Coast to Hawaii flights price at just 32,000 Avios round-trip.
5. Iberia Plus Iberia Plus offers some of the best business class redemption rates to Europe. Off-peak awards from select U.S. cities to Spain start at just 34,000 Avios one-way in business class—an incredible value considering these flights often sell for $3,000+.
6. Virgin Atlantic Flying Club Virgin Atlantic Flying Club joined the SkyTeam alliance and offers excellent redemption opportunities on Delta flights, often at better rates than Delta's own SkyMiles program. Plus, you can book premium cabins on partners like ANA for aspirational Pacific crossings.
7. Virgin Red Virgin Red isn't just about flights—it's Virgin's comprehensive rewards program that lets you redeem for Virgin Hotels, Virgin Voyages cruises, and other Virgin experiences, adding versatility to your redemption options.
Hotel Partner
Choice Privileges (1:2 Transfer Ratio) Choice Privileges is where Wells Fargo really shines. The favorable 1:2 transfer ratio means your points go twice as far. With properties ranging from budget-friendly Comfort Inns to upscale Cambria Hotels, you'll find solid redemption opportunities worldwide, especially in expensive markets like Tokyo or Northern Europe.
How to Transfer Wells Fargo Points to Partners
Transferring your Wells Fargo Rewards points is refreshingly straightforward:
- Log in to your Wells Fargo account online
- Navigate to "Use Rewards" from your account dashboard
- Select "Rewards Points Transfer" from the menu
- Choose whether you want to transfer to Airlines or Hotels
- Link your loyalty program account (first time only)
- Enter the number of points you want to transfer
- Confirm the transfer
The best part? Most transfers are instant, and there's no minimum transfer amount. You can transfer exactly the number of points you need, unlike other programs that require transfers in 1,000-point increments.
Pro tip: Always check award availability before transferring points. While most transfers are instant, they're also irreversible. Make sure the flight or hotel night you want is available at the saver level before moving your points.
Best Sweet Spots and Redemption Opportunities
Short-Haul North America Flights
Transfer to British Airways Executive Club and book American Airlines flights within North America. Flights under 650 miles start at just 9,000 Avios each way. This works great for routes like Los Angeles to Las Vegas or New York to Boston.
Business Class to Europe
Flying Blue offers exceptional value with business class awards to Europe starting at 50,000 miles one-way. During monthly Promo Rewards, you might find these discounted by 25%, bringing the cost down to just 37,500 miles.
Domestic United Flights
Avianca LifeMiles prices many domestic United routes at just 6,500-7,500 miles one-way in economy. This beats United's own pricing by thousands of miles on many routes.
Hawaii from the West Coast
British Airways prices West Coast to Hawaii awards at 16,000 Avios each way when flying American Airlines. That's just 32,000 Avios round-trip for flights that often cost $400-600 in cash.
Hotels in Expensive Cities
Thanks to the 1:2 transfer ratio with Choice Privileges, you can book nights in Tokyo or Scandinavia for as few as 4,000 Wells Fargo points per night (which becomes 8,000 Choice points). During peak seasons when hotel rates soar, this represents exceptional value.
Ireland Getaways
Aer Lingus offers round-trip economy awards between the U.S. East Coast and Ireland starting at 26,000 Avios during off-peak dates. From cities like Boston or New York, this is one of the cheapest ways to reach Europe with points.
Comparing Wells Fargo to Other Transfer Programs
Wells Fargo vs. Chase Ultimate Rewards
Chase Ultimate Rewards offers 14 transfer partners compared to Wells Fargo's 7. Chase includes valuable exclusive partners like Hyatt, Southwest, and United that Wells Fargo lacks. However, Wells Fargo shares several partners with Chase (British Airways, Air France-KLM, Virgin Atlantic), allowing you to combine points from both programs.
Where Wells Fargo shines is the Choice Privileges 1:2 transfer ratio, which Chase doesn't offer to any hotel partner. For everyday spending, the no-annual-fee Wells Fargo Autograph Card provides transfer partner access, while Chase requires at least the $95 annual fee Sapphire Preferred.
Wells Fargo vs. American Express Membership Rewards
American Express boasts over 20 airline and 3 hotel partners, dwarfing Wells Fargo's selection. Amex includes premium partners like ANA, Emirates, and Singapore Airlines that Wells Fargo lacks. However, Amex charges a fee for domestic airline transfers and often requires higher minimum redemptions.
Wells Fargo's advantage lies in simplicity and the exceptional Choice Hotels transfer ratio. Plus, several shared partners (British Airways, Air France-KLM, Virgin Atlantic, Avianca) allow point combining strategies.
Wells Fargo vs. Capital One Miles
Capital One offers about 15 transfer partners, sitting between Wells Fargo and the larger programs. Capital One shares most of Wells Fargo's partners but adds valuable options like Turkish Airlines and Cathay Pacific.
The key difference is earning structure—Capital One miles are worth a fixed 1 cent each for travel redemptions, while Wells Fargo points vary in value. Capital One also offers more flexibility with travel eraser redemptions that Wells Fargo doesn't match.
Wells Fargo vs. Citi ThankYou Points
Citi ThankYou has 18 transfer partners, including several Wells Fargo doesn't offer like JetBlue, Turkish Airlines, and Qatar Airways. However, Citi matches Wells Fargo's 1:2 Choice Privileges transfer ratio, and both share key partners like Air France-KLM and Virgin Atlantic.
Citi's advantage is partner diversity, while Wells Fargo offers simpler earning structures and no foreign transaction fees on its travel cards.
Wells Fargo vs. Bilt Rewards
Bilt Rewards is the newest player with 12 transfer partners, including valuable additions like Hyatt and American Airlines that Wells Fargo lacks. Bilt's unique advantage is earning points on rent payments without fees.
Wells Fargo counters with more traditional credit card earning and established banking relationships. Both programs share several partners (Virgin Atlantic, Air France-KLM, Avianca), making them complementary for many users.
Wells Fargo vs. Brex Points
Brex targets business spending with 6 airline transfer partners, actually fewer than Wells Fargo. Brex shares Avianca, Air France-KLM, and Virgin Atlantic with Wells Fargo but adds unique options like Qantas.
Wells Fargo offers more versatility with consumer cards and the valuable Choice Hotels partnership that Brex lacks. For small business owners, having accounts with both could provide good coverage.
Earning Wells Fargo Go Far Rewards Points
Credit Cards That Earn Transferable Points
Only two Wells Fargo cards currently earn points that can be transferred to partners:
Wells Fargo Autograph Journey℠ Card
- $95 annual fee
- 60,000 bonus points after $4,000 spend in 3 months
- 5X points on hotels
- 4X points on airlines
- 3X points on other travel and restaurants
- 1X points on everything else
- $50 annual airline credit
Wells Fargo Autograph® Card
- $0 annual fee
- 30,000 bonus points after $1,500 spend in 3 months
- 3X points on restaurants, travel, gas, transit, streaming services, and phone plans
- 1X points on everything else
Maximizing Point Earning
The beauty of Wells Fargo's system is flexibility. You can earn cash back on cards like the Wells Fargo Active Cash® Card (2% on everything) and convert those rewards to transferable points if you also hold an Autograph card. This effectively gives you 2X points on all purchases with no annual fee.
For targeted spending, the Autograph Journey's 5X on hotels and 4X on airlines leads the industry for a $95 annual fee card. Pair this with the Choice Privileges 1:2 transfer ratio, and you're effectively earning 10 Choice points per dollar on hotel spending.
Pooling Points and Cash Rewards
Wells Fargo allows you to combine points between accounts and even gift points to other Wells Fargo customers. If your spouse has the Active Cash and you have the Autograph, you can pool rewards for larger redemptions. This flexibility extends to business cards too—Wells Fargo business rewards can combine with personal accounts.
Frequently Asked Questions
Can I transfer Wells Fargo points to any airline? No, Wells Fargo currently has 7 airline partners: Aer Lingus, Air France-KLM, Avianca, British Airways, Iberia, Virgin Atlantic, and Virgin Red. You cannot transfer to airlines outside these partnerships.
What's the transfer ratio for Wells Fargo points? All airline partners transfer at 1:1 (1 Wells Fargo point = 1 airline mile). Choice Privileges transfers at 1:2 (1 Wells Fargo point = 2 Choice points).
How long do Wells Fargo point transfers take? Most transfers are instant, though some users report delays of up to 24 hours during peak times. Always allow extra time when booking time-sensitive awards.
Can I reverse a point transfer? No, all transfers are final and cannot be reversed. Always confirm award availability before transferring.
Do I need a specific Wells Fargo card to transfer points? Yes, only the Wells Fargo Autograph or Autograph Journey cards allow transfers to partners. However, you can convert cash back from other Wells Fargo cards to points if you hold one of these cards.
Is there a minimum transfer amount? No, Wells Fargo allows transfers as small as 1 point, offering more flexibility than most programs.
Can I combine Wells Fargo points with points from other programs? While you can't directly combine them, you can transfer points from different programs to the same airline loyalty account. For example, you could transfer both Wells Fargo and Chase points to your British Airways account.
Which transfer partner offers the best value? It depends on your travel goals. Air France-KLM Flying Blue and Avianca LifeMiles often provide excellent value for international business class. Choice Privileges offers great value in expensive hotel markets thanks to the 2:1 transfer ratio.
Will Wells Fargo add more transfer partners? Wells Fargo has indicated plans to expand partnerships. They added Virgin Red in late 2024, showing commitment to program growth.
How do Wells Fargo points compare in value to other programs? Wells Fargo points generally value at 1.0-1.5 cents each when transferred wisely, compared to 1.5-2.0 cents for Chase or Amex points. However, the Choice Hotels 1:2 ratio can provide exceptional value exceeding 2 cents per point.
Final Thoughts: Is Wells Fargo Right for Your Points Strategy?
Wells Fargo Go Far Rewards won't replace established programs like Chase or Amex for most travelers. The partner list is smaller, and some notable omissions (United, American, Hyatt) limit flexibility. However, that doesn't mean you should ignore it.
Where Wells Fargo excels is as a complementary program. The ability to earn transferable points with no annual fee, the exceptional Choice Hotels transfer ratio, and competitive earning rates on the Journey card make it worth considering. If you already collect points with other programs, Wells Fargo can help you top off accounts for redemptions or access sweet spots you couldn't reach otherwise.
For beginners, Wells Fargo offers an accessible entry into transferable points without the complexity of larger programs. The partner list covers all three major alliances, and the shared partners with other banks mean your points remain flexible as your strategy evolves.
Ready to start earning Wells Fargo Rewards? Consider which Autograph card fits your spending patterns, and remember—every point earned is another opportunity to explore the world for less.
The Bottom Line
Wells Fargo Go Far Rewards has quietly become a valuable player in the transferable points space. While it may not have the extensive partner network of established programs, it offers unique advantages like the Choice Privileges 1:2 transfer ratio and the ability to earn transferable points with no annual fee.
Smart travelers will use Wells Fargo to complement existing point strategies, taking advantage of sweet spots and transfer bonuses when they align with travel goals. As the program continues to evolve and add partners, it's definitely worth keeping on your radar—especially if you're already a Wells Fargo customer.
The key is understanding where Wells Fargo fits in your overall strategy. It might not be your primary program, but for the right redemptions, those Go Far Rewards points can take you pretty far indeed.
