Last Updated: July 2025

Bilt Rewards has 20 transfer partners across 15 airlines and 5 hotel programs, with most transfers happening at a 1:1 ratio. You can transfer Bilt points to major programs like Alaska Airlines, United MileagePlus, World of Hyatt, and Virgin Atlantic Flying Club, typically seeing your points appear instantly in partner accounts.

The program stands out for offering unique transfer partners you won't find with other major credit card transfer programs—particularly Alaska Airlines Mileage Plan and Japan Airlines Mileage Bank. This makes Bilt especially valuable for renters who want flexibility in redeeming their points earned from monthly rent payments. You can use tools like Point.me to search for award availability across Bilt's partners.

All Bilt Rewards Transfer Partners (2025)

Let's break down every transfer partner available through Bilt Rewards, organized by category to help you find the best redemption options for your travel goals.

Airline Transfer Partners (15 Total)

Oneworld Alliance Partners:

• Alaska Airlines Mileage Plan (1:1)
• British Airways Executive Club (1:1)
• Cathay Pacific Asia Miles (1:1)
• Iberia Plus (1:1)
• Qatar Airways Privilege Club (1:1)

Star Alliance Partners:

• Air Canada Aeroplan (1:1)
• Avianca LifeMiles (1:1)
• TAP Air Portugal Miles&Go (1:1)
• Turkish Airlines Miles&Smiles (1:1)
• United Airlines MileagePlus (1:1)

SkyTeam Partners:

• Air France/KLM Flying Blue (1:1)
• Virgin Atlantic Flying Club (1:1)

Other Airlines:

• Aer Lingus AerClub (1:1)
• Emirates Skywards (1:1)
• Japan Airlines Mileage Bank (1:1)
• Southwest Airlines Rapid Rewards (1:1)

Hotel Transfer Partners (5 Total)

• World of Hyatt (1:1)
• Marriott Bonvoy (1:1)*
• IHG One Rewards (1:1)
• Hilton Honors (1:1)
• Accor Live Limitless (3:2)

*With Marriott Bonvoy, you'll receive a bonus of 5,000 Bonvoy points for every 20,000 Bilt points transferred, effectively making the ratio 1:1.25 when transferring in 20,000-point increments.

How to Transfer Bilt Points to Partners

Transferring your Bilt points is straightforward, whether you're using the mobile app or website. Here's the step-by-step process:

1. Open the Bilt app and tap the "Travel" icon (airplane symbol)
2. Select "Transfer" at the top of the screen
3. Choose your category - toggle between Airlines and Hotels
4. Pick your transfer partner from the list
5. Link your accounts if it's your first transfer to that partner (you'll earn 100 bonus points for each new partner linked)
6. Enter the amount you want to transfer (must be in 1,000-point increments)
7. Confirm the transfer by agreeing to the terms

Transfer Requirements and Minimums

Your ability to transfer depends on your Bilt status level:

• Blue Status: Minimum transfer of 2,000 points
• Silver, Gold, or Platinum Status: Minimum transfer of 1,000 points

All transfers must be made in increments of 1,000 points, and remember—transfers are permanent and cannot be reversed once completed.

Transfer Times

Most Bilt transfers happen instantly, but here's what to expect:

Instant Transfers:

• Aer Lingus, Air Canada, Air France/KLM, Alaska Airlines
• Avianca, British Airways, Cathay Pacific, Emirates
• Iberia, Japan Airlines, TAP Portugal, United, Virgin Atlantic
• Accor, Hilton, IHG, World of Hyatt

May Take Longer:

• Turkish Airlines (up to several days)
• Marriott Bonvoy (1-2 days)
• Southwest Airlines (up to 72 hours)

While Bilt officially says to allow up to 48 hours for any transfer, delays beyond instant transfers are rare for most partners.

Best Sweet Spot Redemptions

Understanding where to transfer your Bilt points can dramatically increase their value. Let me share the best redemption opportunities I've found across Bilt's transfer partners. For help finding and booking these awards, check out our guide to using ExpertFlyer for award searches.

Alaska Airlines Mileage Plan

Alaska Airlines offers some of the best redemption rates for oneworld flights, especially on partners like Cathay Pacific and Japan Airlines. You can book:

• U.S. to Japan in business class for 60,000-75,000 miles one-way
• West Coast to Hawaii for just 12,500 miles in economy
• Cathay Pacific first class from the U.S. to Asia starting at 70,000 miles

Alaska is unique among Bilt partners as it's not available through Chase, Amex, or Citi, making your Bilt points especially valuable here.

World of Hyatt

Hyatt consistently offers outstanding value for hotel redemptions. Category 1 properties start at just 5,000 points per night, while even luxury Category 8 properties cap at 40,000 points during peak periods. Some standout redemptions include:

• Park Hyatt Paris-Vendôme (30,000 points/night)
• Andaz Maui at Wailea Resort (30,000-40,000 points/night)
• Hyatt Ziva/Zilara all-inclusive resorts (21,000-29,000 points/night)

Since Hyatt is only available as a transfer partner through Chase and Bilt, this gives you another unique redemption option. For more budget-friendly options, consider IHG One Rewards where points go further at lower-tier properties.

Virgin Atlantic Flying Club

Virgin Atlantic provides excellent value for booking Delta flights, ANA first class, and Virgin's own Upper Class product:

• ANA first class "The Suite" from U.S. West Coast to Japan: 55,000-60,000 points
• Delta domestic flights starting at 7,500 points
• Virgin Atlantic Upper Class to London from 47,500 points

Air France/KLM Flying Blue

Flying Blue frequently offers Promo Rewards with discounts of 25-50% off standard award rates. Regular sweet spots include:

• U.S. to Europe in business class from 50,000 miles
• Economy flights during promotional periods from 15,000 miles
• Access to both Air France and KLM's extensive networks

Emirates Skywards

While Emirates restricts first class redemptions to members with Silver status or higher, business class offers excellent value:

• U.S. to Dubai in business class from 136,500 miles
• Access to Emirates' acclaimed A380 business class product
• Fifth freedom routes often price competitively

How Bilt Compares to Other Transfer Programs

Understanding how Bilt stacks up against other major transferable points programs helps you maximize your overall rewards strategy. Let's dive into a detailed comparison with each major program.

Bilt vs Chase Ultimate Rewards

Chase Ultimate Rewards shares 11 transfer partners with Bilt, making it easy to combine points from both programs. However, each has unique advantages:

Bilt's Advantages:

• Alaska Airlines (not available with Chase)
• Japan Airlines (not available with Chase)
• Cathay Pacific, Qatar Airways, TAP Air Portugal
• No annual fee option with Bilt Mastercard

Chase's Advantages:

• Singapore Airlines KrisFlyer
• Southwest Companion Pass eligibility
• Higher earning rates on bonus categories
• Larger welcome bonuses

Bilt vs American Express Membership Rewards

American Express Membership Rewards has the most transfer partners of any program, but Bilt holds its own with some unique options:

Bilt's Advantages:

• Alaska Airlines (Amex doesn't have)
• Southwest Airlines (Amex doesn't have)
• 1:1 transfer to all partners (Amex has some poor ratios)

Amex's Advantages:

• Delta SkyMiles (exclusive to Amex)
• ANA Mileage Club
• Singapore Airlines KrisFlyer
• Qantas Frequent Flyer
• More frequent transfer bonuses

Bilt vs Capital One Miles

Capital One offers solid flexibility but has fewer total partners than Bilt:

Bilt's Advantages:

• Alaska Airlines
• Japan Airlines
• Southwest Airlines
• United MileagePlus
• Better hotel partner selection

Capital One's Advantages:

• Wyndham Rewards
• Choice Privileges
• 2X miles on all purchases (vs 1X on Bilt for most categories)

Bilt vs Citi ThankYou Points

Citi ThankYou has a strong international focus but lacks domestic options:

Bilt's Advantages:

• United MileagePlus (Citi doesn't have)
• Alaska Airlines
• Southwest Airlines
• World of Hyatt

Citi's Advantages:

• Choice Privileges at 1:2 ratio
• Wyndham Rewards
• More Asia-Pacific focused partners

Bilt vs Brex Points

Brex is designed for businesses and has limited transfer partners compared to Bilt:

Bilt's Advantages:

• 20 partners vs Brex's 7
• All major hotel chains
• More airline alliance coverage
• Available to consumers (not just businesses)

Brex's Advantages:

• Higher earning rates for business spending
• No personal guarantee required

Unique Partners Only Available Through Bilt

Among major U.S. credit card programs, these partners are exclusive to Bilt:

• Alaska Airlines Mileage Plan (huge advantage for oneworld redemptions)
• Japan Airlines Mileage Bank (valuable for JAL flights and oneworld awards)

Partners Shared With Other Programs

Many Bilt partners overlap with other programs, allowing you to pool points:

Available through multiple programs:

• United MileagePlus (also Chase)
• Air Canada Aeroplan (also Chase, Amex)
• Virgin Atlantic (also Chase, Amex, Citi, Capital One)
• British Airways (also Chase, Amex)
• Air France/KLM Flying Blue (also Chase, Amex, Citi, Capital One)
• JetBlue TrueBlue (also Amex, Chase via transfer to Marriott)

Missing Partners Compared to Others

While Bilt has an impressive partner list, it lacks some key programs available elsewhere:

• Delta SkyMiles (Amex only)
• Singapore Airlines KrisFlyer (Chase, Amex, Citi, Capital One)
• ANA Mileage Club (Amex only)
• Qantas Frequent Flyer (Amex, Capital One)

The Bottom Line on Program Comparisons

Bilt holds its own against established programs, especially considering it's the newest player in the transferable points space. The unique access to Alaska Airlines and Japan Airlines, combined with the ability to earn points on rent, makes it a valuable addition to any points strategy. While it may not have as many partners as Amex or the earning power of some premium cards, its no-annual-fee option and unique redemption opportunities make it worth having in your wallet.

Maximizing Value with Rent Day Promotions

On the first of every month, Bilt offers special Rent Day promotions that can significantly boost your transfer value. These have historically included:

• Transfer bonuses ranging from 20% to 200% to select partners
• Higher bonuses for elevated status members
• Double points on all non-rent purchases (up to 1,000 bonus points)

Recent examples include:

• 150% bonus to Hilton Honors (March 2025)
• 100% bonus to British Airways, Iberia, and Aer Lingus (April 2025)
• Up to 100% bonus to Avianca LifeMiles (August 2025)

The key is to wait for favorable transfer bonuses to partners you actually plan to use, as these can effectively double or triple your points' value.

Transfer Strategy Tips

To get the most from your Bilt points, consider these strategies:

Focus on Unique Partners

Since you can earn points with multiple credit cards, prioritize transferring Bilt points to partners unavailable elsewhere—particularly Alaska Airlines and Japan Airlines. Save your Chase or Amex points for partners unique to those programs.

Consider Transfer Bonuses

Unless you need to book immediately, wait for Rent Day transfer bonuses to your target partner. A 75% or 100% bonus can transform a good redemption into an exceptional one.

Pool Points Strategically

If you collect multiple types of transferable points, you can combine them in shared partner programs. For example, you could transfer both Bilt and Chase points to United MileagePlus for a larger redemption.

Book During Award Sales

Partners like Flying Blue and Qatar Airways regularly offer award sales. Combine these with transfer bonuses for maximum value. Check out our guide to finding award flight availability for more tips.

Common Questions About Bilt Transfers

Can I transfer points if I don't have the Bilt Mastercard?

Yes, anyone enrolled in Bilt Rewards can transfer points to partners. However, the Bilt Mastercard makes earning points much easier, especially through rent payments.

Are Bilt point transfers reversible?

No, once you transfer points to a partner, the transaction is permanent. Make sure you've found award availability before transferring.

How long do Bilt points last?

Bilt points don't expire as long as your account remains active. However, once transferred to partners, points follow that program's expiration rules.

Can I transfer points to someone else's loyalty account?

Transfers must go to loyalty accounts in your name. You cannot transfer directly to another person's frequent flyer or hotel account.

What happens during transfer partner pauses?

Occasionally, transfers to certain partners may be temporarily suspended (like Emirates in May-June 2025). During these times, you'll need to wait or choose alternative partners.

Making the Most of Your Bilt Points

Bilt Rewards has quickly established itself as a major player in transferable points programs, especially valuable for renters earning points on their largest monthly expense. The combination of unique transfer partners, regular transfer bonuses, and instant transfers to most programs makes Bilt points incredibly flexible.

Focus on transferring to partners where you'll get outsized value—whether that's Alaska Airlines for premium cabin awards, World of Hyatt for luxury hotel stays, or Virgin Atlantic for unique sweet spots. And always keep an eye on those monthly Rent Day promotions for opportunities to multiply your points' value.

Remember, the best transfer partner is the one that gets you where you want to go. Take time to research award availability before transferring, and don't hesitate to explore partners you haven't used before—you might discover your new favorite redemption. Consider using an award booking service if you need help finding availability.

Related Resources

• Maximizing Chase Ultimate Rewards Points
• Complete Guide to Airline Alliances
• Best Ways to Earn Points Without Flying
• World of Hyatt Sweet Spots Guide
• Best Travel Credit Cards 2025

Frequently Asked Questions

What are Bilt Rewards transfer partners? Bilt Rewards has 20 transfer partners including 15 airlines (like Alaska Airlines, United, British Airways) and 5 hotel programs (World of Hyatt, Marriott Bonvoy, IHG, Hilton, Accor). Most transfers happen at a 1:1 ratio.

How fast do Bilt points transfer to partners? Most Bilt transfers are instant, appearing in your partner account within minutes. Turkish Airlines may take several days, while Marriott and Southwest can take up to 72 hours. Always allow 48 hours before your travel date.

Which Bilt transfer partner offers the best value? Alaska Airlines Mileage Plan and World of Hyatt consistently offer the best value. Alaska provides excellent oneworld redemptions, while Hyatt offers luxury hotels starting at just 5,000 points per night.

Can I transfer Bilt points to American Airlines? No, American Airlines AAdvantage was removed as a Bilt partner in June 2024. However, you can book American flights through other oneworld partners like Alaska Airlines or British Airways.

What's the minimum transfer amount for Bilt points? Blue status members must transfer at least 2,000 points, while Silver, Gold, and Platinum members can transfer a minimum of 1,000 points. All transfers must be in 1,000-point increments.

Do Bilt transfer bonuses happen every month? Bilt typically offers transfer bonuses on Rent Day (the 1st of each month), but the specific partners and bonus amounts vary. Recent bonuses have ranged from 20% to 200% depending on your status level.

Are Bilt points worth more than Chase points? Both currencies are valuable, but Bilt offers unique partners like Alaska Airlines and Japan Airlines that Chase doesn't have. The Points Guy values Bilt points at 2.05 cents each compared to Chase at 2.0 cents.

Can I combine Bilt points with other credit card points? While you can't combine points directly, you can transfer points from different programs to the same airline or hotel partner. For example, both Bilt and Chase transfer to United MileagePlus.

Do Bilt points expire? Bilt points don't expire as long as your account remains active. However, once transferred to a partner program, the points follow that partner's expiration policy.

Which partners are unique to Bilt Rewards? Alaska Airlines Mileage Plan and Japan Airlines Mileage Bank are exclusive to Bilt among major U.S. transferable points programs, making these especially valuable transfer options.