Bilt Rewards Transfer Partners: The Complete Guide for 2026

Bilt lists 26 transfer partners: 18 airlines, 7 hotel programs and Amtrak. The full list with ratios, how transfers work and the redemptions worth knowing.

The Points Party Team · · 10 min read · Updated
Upscale hotel bar lounge representing Bilt Rewards travel transfer partners including Hyatt, Air France, and United
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Key Points

  • Bilt's partner page lists 26 transfer partners: 18 airlines, 7 hotel programs and Amtrak Guest Rewards.
  • Most partners transfer at 1:1; the exceptions are Accor Live Limitless at 3:2, I Prefer Hotel Rewards at 1:2 and Amtrak at 2:1.
  • Blue Status members transfer a minimum of 2,000 points and Silver, Gold and Platinum members 1,000, always in 1,000-point increments, and transfers can't be reversed.

Bilt's own partner page lists 26 transfer partners: 18 airlines, 7 hotel programs and Amtrak, with most transfers at a 1:1 ratio. You can transfer Bilt points to major programs like Atmos Rewards (Alaska Airlines and Hawaiian Airlines), United MileagePlus, World of Hyatt, and Virgin Atlantic Flying Club. Bilt says most transfers are immediate, but to allow up to 48 hours.

Its partner list includes Atmos Rewards (Alaska Airlines and Hawaiian Airlines) and Japan Airlines alongside the major hotel programs. This makes Bilt especially valuable for renters who want flexibility in redeeming their points earned from monthly rent payments. You can use tools like Point.me to search for award availability across Bilt's partners.

All Bilt Rewards Transfer Partners

Let's break down every transfer partner available through Bilt Rewards, organized by category to help you find the best redemption options for your travel goals.

Airline Transfer Partners (18 Total)

Hotel Transfer Partners (7 Total)

Rail Transfer Partner (1 Total)

Bilt says participating partners are subject to change and that it sometimes runs promotions at different transfer rates.

How to Transfer Bilt Points to Partners

Transferring your Bilt points is straightforward, whether you're using the mobile app or website. Here's the step-by-step process:

  1. Sign in to the Bilt app or website
  2. Select the Rewards tab, then the Travel rewards tab
  3. Tap Transfer under "Redeem points for Hotels, flights, and more"
  4. Pick your transfer partner from the list
  5. Link your accounts if it's your first transfer to that partner
  6. Enter the amount you want to transfer (must be in 1,000-point increments)
  7. Confirm the transfer by agreeing to the terms

Transfer Requirements and Minimums

Your ability to transfer depends on your Bilt status level:

  • Blue Status: Minimum transfer of 2,000 points
  • Silver, Gold, or Platinum Status: Minimum transfer of 1,000 points

All transfers must be made in increments of 1,000 points, and remember, transfers are permanent and cannot be reversed once completed.

Transfer Times

Bilt says most transfers are immediate, but to allow up to 48 hours for a transfer to complete, and up to 72 hours for Southwest Airlines. Bilt recommends confirming flight or hotel availability with the partner before you transfer, and considering a hold on the reservation.

Best Sweet Spot Redemptions

Understanding where to transfer your Bilt points can dramatically increase their value. Let me share the best redemption opportunities I've found across Bilt's transfer partners. For help finding and booking these awards, check out our guide to using ExpertFlyer for award searches.

Atmos Rewards (Alaska Airlines)

Alaska Airlines offers some of the best redemption rates for oneworld flights, especially on partners like Cathay Pacific and Japan Airlines. You can book:

  • U.S. to Japan in business class for 60,000-75,000 miles one-way
  • West Coast to Hawaii for just 12,500 miles in economy
  • Cathay Pacific first class from the U.S. to Asia starting at 70,000 miles

Alaska is unique among Bilt partners as it's not available through Chase, Amex, or Citi, making your Bilt points especially valuable here.

World of Hyatt

Hyatt consistently offers outstanding value for hotel redemptions. Category 1 properties start at just 5,000 points per night, while even luxury Category 8 properties cap at 40,000 points during peak periods. Some standout redemptions include:

  • Park Hyatt Paris-Vendôme (30,000 points/night)
  • Andaz Maui at Wailea Resort (30,000-40,000 points/night)
  • Hyatt Ziva/Zilara all-inclusive resorts (21,000-29,000 points/night)

Since Hyatt is only available as a transfer partner through Chase and Bilt, this gives you another unique redemption option. For more budget-friendly options, consider IHG One Rewards where points go further at lower-tier properties.

Virgin Atlantic Flying Club

Virgin Atlantic provides excellent value for booking Delta flights, ANA first class, and Virgin's own Upper Class product:

  • ANA first class "The Suite" from U.S. West Coast to Japan: 55,000-60,000 points
  • Delta domestic flights starting at 7,500 points
  • Virgin Atlantic Upper Class to London from 47,500 points

Air France/KLM Flying Blue

Flying Blue offers Promo Rewards with discounts of up to 25% off standard award rates, released on the first day of each month. Regular sweet spots include:

  • U.S. to Europe in business class from 50,000 miles
  • Economy flights during promotional periods from 18,750 miles from North America
  • Access to both Air France and KLM's extensive networks

Emirates Skywards

While Emirates restricts first class redemptions to members with Silver status or higher, business class offers excellent value:

  • U.S. to Dubai in business class from 136,500 miles
  • Access to Emirates' acclaimed A380 business class product
  • Fifth freedom routes often price competitively

How Bilt Compares to Other Transfer Programs

Understanding how Bilt stacks up against other major transferable points programs helps you maximize your overall rewards strategy. Let's dive into a detailed comparison with each major program.

Bilt vs Chase Ultimate Rewards

Chase Ultimate Rewards shares many transfer partners with Bilt, making it easy to combine points from both programs. However, each has unique advantages:

Bilt's Advantages:

  • Alaska Airlines (not available with Chase)
  • Japan Airlines (not available with Chase)
  • Cathay Pacific, Qatar Airways, TAP Air Portugal
  • No annual fee option with Bilt Mastercard

Chase's Advantages:

  • Singapore Airlines KrisFlyer
  • Southwest Companion Pass eligibility
  • Higher earning rates on bonus categories
  • Larger welcome bonuses

Bilt vs American Express Membership Rewards

American Express Membership Rewards has a long partner list of its own, and Bilt holds its own with some unique options:

Bilt's Advantages:

  • Alaska Airlines (Amex doesn't have)
  • Southwest Airlines (Amex doesn't have)

Amex's Advantages:

  • Delta SkyMiles (exclusive to Amex)
  • ANA Mileage Club
  • Singapore Airlines KrisFlyer
  • Qantas Frequent Flyer
  • More frequent transfer bonuses

Bilt vs Capital One Miles

Capital One offers solid flexibility:

Bilt's Advantages:

  • Alaska Airlines
  • Japan Airlines at 1:1 (Capital One transfers to Japan Airlines at 2:1.5)
  • Southwest Airlines
  • United MileagePlus
  • Better hotel partner selection

Capital One's Advantages:

  • Choice Privileges
  • 2X miles on all purchases (vs 1X on Bilt for most categories)

Bilt vs Citi ThankYou Points

Citi ThankYou has a strong international focus but lacks domestic options:

Bilt's Advantages:

  • United MileagePlus (Citi doesn't have)
  • Alaska Airlines
  • Southwest Airlines
  • World of Hyatt

Citi's Advantages:

  • Choice Privileges at 1,500 points per 1,000
  • More Asia-Pacific focused partners

Bilt vs Brex Points

Brex is designed for businesses:

Bilt's Advantages:

  • All major hotel chains
  • More airline alliance coverage
  • Available to consumers (not just businesses)

Brex's Advantages:

  • Higher earning rates for business spending
  • No personal guarantee required

Partners Shared With Other Programs

Many Bilt partners overlap with other programs, allowing you to pool points:

Available through multiple programs:

  • United MileagePlus (also Chase)
  • Air Canada Aeroplan (also Chase, Amex, Capital One)
  • Virgin Atlantic (also Chase, Amex, Citi)
  • Virgin Red (also Capital One)
  • British Airways (also Chase, Amex, Capital One)
  • Air France/KLM Flying Blue (also Chase, Amex, Citi, Capital One)

Missing Partners Compared to Others

While Bilt has an impressive partner list, it lacks some key programs available elsewhere:

  • Delta SkyMiles (Amex only)
  • Singapore Airlines KrisFlyer (Chase, Amex, Citi, Capital One)
  • ANA Mileage Club (Amex only)
  • Qantas Frequent Flyer (Amex, Capital One)

American Airlines AAdvantage is not on that list either. It was removed as a Bilt transfer partner in June 2024. You can still reach American metal by transferring to Atmos Rewards or British Airways and booking the oneworld award.

The Bottom Line on Program Comparisons

Bilt holds its own against established programs, especially considering it's the newest player in the transferable points space. Access to Atmos Rewards (Alaska Airlines), combined with the ability to earn points on rent, makes it a valuable addition to any points strategy. While it may not have the earning power of some premium cards, its no-annual-fee option and unique redemption opportunities make it worth having in your wallet.

Maximizing Value With Rent Day Promotions

On the first of every month, Bilt offers special Rent Day promotions that can significantly boost your transfer value. These have historically included:

  • Transfer bonuses ranging from 20% to 200% to select partners
  • Higher bonuses for elevated status members
  • Double points on all non-rent purchases (up to 1,000 bonus points)

Recent examples include:

  • 150% bonus to Hilton Honors (March 2025)
  • 100% bonus to British Airways, Iberia, and Aer Lingus (April 2025)
  • Up to 100% bonus to Avianca LifeMiles (August 2025)

The key is to wait for favorable transfer bonuses to partners you actually plan to use, as these can effectively double or triple your points' value.

Transfer Strategy Tips

To get the most from your Bilt points, consider these strategies:

Focus on Unique Partners

Since you can earn points with multiple credit cards, check which partners your other programs share with Bilt, and use Bilt points for the ones they don't. Save your Chase or Amex points for partners unique to those programs.

Consider Transfer Bonuses

Unless you need to book immediately, wait for Rent Day transfer bonuses to your target partner. A 75% or 100% bonus can transform a good redemption into an exceptional one.

Pool Points Strategically

If you collect multiple types of transferable points, you can combine them in shared partner programs. For example, you could transfer both Bilt and Chase points to United MileagePlus for a larger redemption.

Book During Award Sales

Partners like Flying Blue and Qatar Airways regularly offer award sales. Combine these with transfer bonuses for maximum value. Check out our guide to finding award flight availability for more tips.

Common Questions About Bilt Transfers

Can I Transfer Points If I Don't Have the Bilt Mastercard?

Yes, anyone enrolled in Bilt Rewards can transfer points to partners. However, the Bilt Mastercard makes earning points much easier, especially through rent payments.

Are Bilt Point Transfers Reversible?

No, once you transfer points to a partner, the transaction is permanent. Make sure you've found award availability before transferring.

How Long Do Bilt Points Last?

Bilt points don't expire as long as your account remains active. However, once transferred to partners, points follow that program's expiration rules.

Can I Transfer Points to Someone Else's Loyalty Account?

Transfers must go to loyalty accounts in your name. You cannot transfer directly to another person's frequent flyer or hotel account.

What Happens During Transfer Partner Pauses?

Occasionally, transfers to certain partners may be temporarily suspended (like Emirates in May-June 2025). During these times, you'll need to wait or choose alternative partners.

Making the Most of Your Bilt Points

Bilt Rewards has quickly established itself as a major player in transferable points programs, especially valuable for renters earning points on their largest monthly expense. The combination of unique transfer partners, regular transfer bonuses, and instant transfers to most programs makes Bilt points incredibly flexible.

Focus on transferring to partners where you'll get outsized value, whether that's Alaska Airlines for premium cabin awards, World of Hyatt for luxury hotel stays, or Virgin Atlantic for unique sweet spots. And always keep an eye on those monthly Rent Day promotions for opportunities to multiply your points' value.

Remember, the best transfer partner is the one that gets you where you want to go. Take time to research award availability before transferring, and don't hesitate to explore partners you haven't used before. You might discover your new favorite redemption. Consider using an award booking service if you need help finding availability.

Related Resources

  • Maximizing Chase Ultimate Rewards Points
  • Complete Guide to Airline Alliances
  • Best Ways to Earn Points Without Flying
  • World of Hyatt Sweet Spots Guide
  • Best Travel Credit Cards 2025

Updated October 9, 2026: Citi's rate to Choice Privileges, which its listing page gives as 1,500 Choice points per 1,000 ThankYou Points rather than 1:2. Earlier: October 2, 2026, Flying Blue's Promo Rewards are up to 25 percent off, released on the first day of each month, not 25 to 50 percent, and the economy promo figure was raised from 15,000 to 18,750 miles; October 1, 2026, the partner list was rebuilt from Bilt's partner page, which lists 26 partners (18 airlines, 7 hotel programs and Amtrak), with ratios, transfer times and app steps corrected, JetBlue and the Marriott transfer bonus removed as not on Bilt's page, and the Capital One comparisons corrected from Capital One's own page.

Sources

  1. Bilt: Bilt's Transfer Partners
  2. Bilt newsroom: Bilt and Amtrak partnership (Sept. 23, 2026)
  3. Capital One: Venture miles transfer partners and ratios (read 2026-10-01)

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