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Southwest Credit Cards: Take Flight & Save

Credit Cards5 months ago
Picture of sunset light falling on empty seats in the plane.

 

Soaring through the skies with Southwest Airlines is a breeze, but wouldn't it be even better if you could earn rewards towards future flights with every trip? This is where Southwest Airlines'' personal credit cards come in! For frequent flyers, these cards offer a fantastic way to maximize their travel benefits and save on future adventures.

Southwest Rapid Rewards® Plus Credit Card

Experienced Users

Intro offer

50,000

Annual Fee

$69.00

Recommended Credit

690-850GoodExcellent

50,000

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Southwest's Credit Card Lineup: A Variety of Options

Southwest Airlines offers a selection of personal credit cards catering to different travel styles and spending habits. Here's a quick rundown of some popular options:

  • Southwest Rapid Rewards® Performance Credit Card: A great starter card with no annual fee, perfect for occasional Southwest flyers who want to earn points on everyday purchases.
  • Southwest Rapid Rewards® Plus Credit Card: This mid-tier card offers an annual fee but rewards you with a higher points earning rate and a valuable annual Companion Pass benefit (restrictions apply).
  • Southwest Rapid Rewards® Premier Credit Card: For frequent flyers who crave more perks, this card comes with an annual fee and unlocks benefits like priority boarding, increased points earning, and an anniversary bonus.
  • Southwest® Banking Rewards Credit Card: This unique option, offered through certain partner banks, might waive the annual fee under specific banking requirements and still allow you to earn points towards Southwest flights.
  • Southwest Rapid Rewards® Priority Credit Card: The top-tier card boasts the highest annual fee but rewards you with premium benefits like airport lounge access and elite status with Southwest.

 

Southwest Airlines Personal Credit Card Comparison

 

FeatureSouthwest Rapid Rewards® Performance Credit CardSouthwest Rapid Rewards® Plus Credit CardSouthwest Rapid Rewards® Premier Credit CardSouthwest® Banking Rewards Credit Card (bank dependent)Southwest Rapid Rewards® Priority Credit Card
Annual Fee$0$99$99Varies (potentially no fee with banking requirements)$139
RewardsPoints on Southwest flights and purchasesPoints on Southwest flights and purchases, bonus points on hotels and car rentals (limited time)Points on Southwest flights and purchases, increased points earned on all purchasesPoints on Southwest flights and purchasesPoints on Southwest flights and purchases, increased points earned on all purchases
Companion PassNoYes (restrictions apply)NoNoNo
Free Checked BagsNoFirst & Second Bag FreeFirst & Second Bag FreeNo (may vary depending on bank benefits)First & Second Bag Free
Priority BoardingNoPriority BoardingPriority BoardingNo (may vary depending on bank benefits)Priority Boarding & Anytime Boarding
Travel CreditNoNoAnnual Travel CreditNo (may vary depending on bank benefits)Annual Travel Credit
Airport Lounge AccessNoNoNoNoYes

Notes:

  • This table is a simplified comparison and may not reflect all card benefits.
  • Specific details like bonus point rates and travel credit amounts can vary depending on the card.
  • Always refer to the official credit card information for the most up-to-date details.

 

Earning Rewards on Every Takeoff (and Purchase!)

The beauty of Southwest Airlines credit cards lies in their reward structure. All cards allow you to earn points on Southwest flights, getting you closer to that dream vacation. Some cards even offer bonus points on specific spending categories like hotels or car rentals, helping you rack up points even faster.

 

Annual Fees: Weighing the Costs and Benefits

It's important to remember that Southwest credit cards have varying annual fees. While some cards offer the convenience of no annual fee, others have fees that can range up to $99. The key is to weigh the annual fee against the potential rewards and benefits each card offers.

 

More Than Just Points: Benefits That Take Off

Beyond the points-earning potential, Southwest credit cards come with a variety of exciting benefits that can enhance your travel experience. These might include free checked bags, priority boarding to ensure you get settled in quickly, and even annual travel credits to help offset travel expenses.

 

Finding Your Perfect Wingman: Choosing the Right Card

With so many options, selecting the ideal Southwest credit card boils down to your travel habits and spending patterns. Consider factors like:

  • Frequency of travel: Do you fly Southwest often enough to justify an annual fee for premium benefits?
  • Spending habits: Do you spend enough in specific categories to benefit from bonus points offers?
  • Desired benefits: Are free checked bags or priority boarding important to you?

 

The Final Boarding Call: Take Off with Rewards!

Southwest Airlines credit cards offer a fantastic way for frequent flyers to earn rewards towards future flights, potentially enjoy valuable benefits, and ultimately save on travel costs. By exploring the different card options and considering your travel needs, you can find the perfect Southwest credit card to become your reliable wingman on all your adventures. So, fasten your seatbelts, explore the reviewed cards, and get ready to take flight with Southwest Airlines at an even greater value!

Picture of a Southwest Air Aircraft.