Looking to get more from your spending while saving on travel? Chase continues to offer some of the best travel credit cards in 2025. Whether you're a frequent traveler, a small business owner, or just want to start earning rewards with no annual fee, Chase has a card tailored to your lifestyle. Here's a refreshed list of the top Chase cards for earning Ultimate Rewards points this year.

1. cards-can-save-you-money">credit-cards/chase-sapphire-preferred">Chase Sapphire Preferred® Card – $95 Annual Fee

This mid-tier travel card remains one of the best value options on the market. With a strong welcome bonus and solid earning structure, it’s ideal for those getting serious about travel rewards.

Highlights:

• 💰 100,000 bonus points after spending $5,000 in the first 3 months
• 🏨 $50 hotel credit annually for stays booked via Chase Travel
• 🔁 10% anniversary point bonus
• 💼 5x points on travel through Chase Travel
• 🍽️ 3x points on dining, takeout, and groceries
• 🌎 2x points on other travel

Great for: Budget-savvy travelers who want to earn valuable points and redeem them for big savings.

2. Chase Sapphire Reserve® – $550 Annual Fee

This premium travel card is built for frequent flyers and luxury seekers. The steep annual fee is offset by high-value perks like lounge access and an annual travel credit.

Highlights:

• ✈️ 60,000 bonus points after spending $5,000 in the first 3 months
• 💳 $300 annual travel credit
• 🛫 10x points on hotels/car rentals, 5x on flights through Chase Travel
• 🍽️ 3x on dining and all other travel
• 🌍 Priority Pass™ Select lounge access
• 🛂 $100 Global Entry / TSA PreCheck / NEXUS credit

Great for: Frequent travelers who want premium benefits and luxury perks.

3. Chase Freedom Flex℠ – $0 Annual Fee

This no-annual-fee card is ideal for maximizing rotating categories and travel purchases through Chase Travel.

Highlights:

• 🎁 $200 bonus after spending $500 in the first 3 months
• 🔄 5% on rotating quarterly bonus categories (up to $1,500 per quarter)
• ✈️ 5% on Chase Travel purchases
• 🍽️ 3% on dining and drugstores
• 🚗 5% on Lyft rides
• 🛒 1% on other purchases

Great for: Deal hunters who want to earn high cash back on everyday and travel spending.

4. Chase Freedom Unlimited® – $0 Annual Fee

Prefer simplicity? Freedom Unlimited is great for consistent cash back with no rotating categories to track.

Highlights:

• 🎁 $200 bonus after spending $500 in the first 3 months
• ✈️ 5% on travel booked through Chase Travel
• 🍽️ 3% on dining and drugstores
• 💳 1.5% on all other purchases

Great for: Everyday spenders looking for an easy way to earn cash back that can be converted into Ultimate Rewards points.

5. Ink Business Preferred® Credit Card – $95 Annual Fee

For small business owners, this card offers huge earning potential and a generous welcome bonus.

Highlights:

• 💼 90,000 bonus points after spending $8,000 in the first 3 months
• 🚚 3x points on up to $150,000 per year in combined business categories like shipping, ads, and travel
• 🚗 5x on Lyft
• 💳 1x point on everything else
• 🔁 25% more value when redeeming points through Chase Travel
• 👥 Free employee cards

Great for: Business owners who want to turn operating expenses into powerful travel rewards.

Final Take: Which Chase Card Should You Get in 2025?

It all depends on your lifestyle and goals:

• Go with Sapphire Preferred if you want great value with modest fees.
• Choose Sapphire Reserve for luxury perks and big travel spending.
• Opt for Freedom Flex or Freedom Unlimited for flexible, no-fee cash back that converts to travel rewards.
• Select Ink Business Preferred if you run a business and want to turn expenses into travel.

Whichever card you choose, pairing a personal Chase card with a no-fee Freedom card or a business Ink card can help you maximize your Ultimate Rewards earning strategy.