The cards in 2025, thanks to its generous rewards structure and valuable perks. Whether you're a frequent traveler or looking to maximize everyday spending, this card offers significant benefits that go beyond the initial bonus.">Chase Sapphire Preferred® Card remains one of the most popular travel rewards cards in 2025, thanks to its generous rewards structure and valuable perks. Whether you're a frequent traveler or looking to maximize everyday spending, this card offers significant benefits that go beyond the initial bonus.

Welcome Offer

Currently, new cardholders can earn 60,000 bonus points after spending $4,000 within the first three months of account opening. These points are valued at $750 when redeemed through Chase Travel, offering excellent value for those looking to book flights, hotels, or experiences.

Earning Rates

With the credit-cards/chase-sapphire-preferred">Chase Sapphire Preferred, you can earn points at the following rates:

• 5x points on travel purchased through Chase Travel.
• 3x points on dining, select streaming services, and online grocery purchases (excluding Walmart and Target).
• 2x points on all other travel purchases.
• 1x point on all other purchases.

Additionally, you can earn 5x points on Peloton equipment and accessory purchases over $150 (up to 25,000 points) through March 31, 2025, and 5x points on Lyft rides until March 2025.

Annual Fee

The Chase Sapphire Preferred has a $95 annual fee, which is easily offset by the card’s valuable rewards and benefits.

Key Benefits

• $50 Annual Ultimate Rewards Hotel Credit: Earn a $50 statement credit on hotel stays booked through Chase Travel.
• 10% Anniversary Points Bonus: Each year, you’ll receive bonus points equal to 10% of your total purchases from the previous year.
• No Foreign Transaction Fees: Ideal for international travelers.
• Comprehensive Travel Insurance: Including trip delay reimbursement, baggage delay insurance, and primary rental car insurance.
• Complimentary DashPass Subscription: Get at least 12 months of free DashPass when activated by December 31, 2024.

Redeeming Points

Points are worth 1.25 cents each when redeemed for travel through Chase Travel. Alternatively, you can transfer points to Chase’s airline and hotel partners, where you can often get even more value—sometimes up to 2 cents per point or higher.

Final Thoughts

The credit-cards/chase-sapphire-preferred">Chase Sapphire Preferred® Card is a top choice for travelers who want to maximize rewards and enjoy valuable travel perks. With a competitive earning structure, travel protection, and flexible redemption options, this card continues to offer incredible value in 2025.