Introduction
Chase has new offers on its United MileagePlus cards, and two of them, on the United Quest and United Club cards, carry Chase's "Limited-Time Offer" label. The biggest figure on Chase's pages is up to 100,000 bonus miles, on the United Club, United Business and United Club Business cards. Every offer pairs a spending bonus in the first three months with 10,000 miles for adding an authorized user (an employee card on the business cards) in the same window.
The Current Offers
Here's what each card's page on Chase shows on October 1, 2026:
- United Club Card: 90,000 bonus miles after $5,000 in purchases in the first 3 months, plus 10,000 miles for adding an authorized user in that window. Chase calls it up to 100,000 bonus miles. $695 annual fee.
- United Quest Card: 500 PQP after your first purchase and 80,000 bonus miles after $4,000 in purchases in the first 3 months, plus 10,000 miles for adding an authorized user. Chase calls it up to 90,000 bonus miles plus 500 PQP. $350 annual fee.
- United Explorer Card: 70,000 bonus miles after $3,000 in purchases in the first 3 months, plus 10,000 miles for adding an authorized user. Chase calls it up to 80,000 bonus miles and labels it "Our best offer returns." $0 intro annual fee the first year, then $150.
- United Gateway Card: 40,000 bonus miles after $1,000 in purchases in the first 3 months, plus 10,000 miles for adding an authorized user. Chase calls it up to 50,000 bonus miles and labels it "Our best offer ever." No annual fee, plus 0% intro APR on purchases for 12 months from account opening.
- United Business Card: 90,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 miles for adding an employee card. Chase calls it up to 100,000 bonus miles plus 2,000 PQP. $150 annual fee.
- United Club Business Card: 90,000 bonus miles plus 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 miles for adding an employee card. Chase calls it up to 100,000 bonus miles plus 2,000 PQP. $695 annual fee.
How to Take Advantage
- Check that you're eligible. Chase's personal United card pages say each card is available if you don't have it and haven't received a new Cardmember bonus for it in the past 24 months.
- Pick the card that matches how you actually fly, not the biggest number. The Club cards only earn out if you'll use the lounge access; otherwise the Quest or Explorer is the better fit.
- Add the authorized user (or employee card) inside the first three months to trigger the extra 10,000 miles. On the personal cards, Chase's offer details say the authorized user must still be on the account when the bonus is awarded.
Why This Matters
The Premier qualifying points are the wrinkle worth noticing. The Quest's 500 PQP and the 2,000 PQP on each business card come on top of the PQP the cards earn from purchases, and Chase says PQP help you reach Premier status. The authorized-user adders are worth claiming if you have a partner or family member you'd add to the account anyway.
Conclusion
Chase labels the Quest and Club offers limited-time, so treat them as offers that can change. If a United card was already on your list, pick it on how you fly: the Club cards only earn out if you'll use the lounge access, and the Explorer and Gateway carry far lower fees. Then confirm the offer on the card's own Chase page on the day you apply, and add the authorized user inside the first three months.
Updated October 1, 2026: Chase has new offers on its United cards. We removed the May 20 deadline, replaced each card's offer with the figures on Chase's own card pages, replaced the 5/24 note with Chase's own 24-month eligibility line and removed the historical comparisons.
