The Chase Sapphire Reserve® card continues to be a top choice for travelers in 2025, offering a suite of premium benefits that justify its $550 annual fee. Here's an updated look at the top travel perks that make this card a valuable asset for frequent travelers:
Chase Sapphire Reserve®
Experienced Users
60,000 Points
1. Chase Ultimate Rewards® Program
With the Chase Sapphire Reserve® card, you earn points on every purchase, with elevated rates specifically for travel and dining. These points can be redeemed in a variety of ways, including through the Chase Travel portal, where they often yield greater value. For those who like flexibility, the card allows you to transfer points to over a dozen airline and hotel loyalty programs at a 1:1 ratio. This means you can maximize rewards and tailor them to your travel needs, whether it’s booking a last-minute flight or upgrading your hotel stay.
2. Generous Sign-Up Bonus
New cardholders can unlock a substantial sign-up bonus after meeting a specified spending threshold within the first three months of opening an account. Depending on the offer at the time of application, this bonus can be worth hundreds of dollars in travel credits when redeemed through the Chase Travel portal. For frequent travelers, this bonus alone can effectively cover the annual fee for the first year.
3. 50% Point Redemption Bonus
One of the standout benefits of the Chase Sapphire Reserve® card is the increased value of points redeemed through the Chase Travel portal. Each point is worth 1.5 cents when booking flights, hotels, car rentals, and more. This 50% boost in redemption value means your points go further, making it easier to plan luxurious trips or save on travel expenses.
4. $300 Annual Travel Credit
Every year, the Chase Sapphire Reserve® card offers up to $300 in statement credits for travel-related purchases. This includes flights, hotels, car rentals, and even ride-sharing services like Uber or Lyft. This credit is automatically applied to your account, effectively reducing the card’s annual fee to $250 for frequent travelers. It’s a straightforward way to get immediate value from the card.
5. Elevated Earning Rates on Travel and Dining
Cardholders enjoy robust earning rates for common travel and dining expenses. After utilizing the $300 travel credit, you’ll earn 3x points on travel and dining purchases. When booking through the Chase Travel portal, the rewards are even more generous: 10x points on hotels and car rentals and 5x points on flights. These elevated earning rates allow you to accumulate points quickly and maximize your travel benefits.
6. Priority Pass™ Select Membership
Travel in style with a complimentary Priority Pass™ Select membership, which grants you access to over 1,300 airport lounges worldwide. These lounges offer comfortable seating, complimentary food and beverages, Wi-Fi, and other amenities to make your travel experience more enjoyable. This benefit is particularly valuable for frequent flyers who want to avoid crowded terminals and travel in comfort.
7. Global Entry or TSA PreCheck® Fee Credit
Streamline your travel experience with a statement credit of up to $100 every four years for the application fee for Global Entry, TSA PreCheck®, or NEXUS. These programs help you breeze through airport security and customs, saving valuable time and reducing travel stress. For international travelers, the Global Entry membership includes TSA PreCheck®, making this an even greater value.
8. 1:1 Point Transfer to Travel Partners
One of the most versatile features of the Chase Sapphire Reserve® card is the ability to transfer points at a 1:1 ratio to leading airline and hotel loyalty programs. Partners include United MileagePlus®, Southwest Airlines Rapid Rewards®, Marriott Bonvoy®, and World of Hyatt®. This flexibility allows you to find the best deals and maximize the value of your points, whether it’s securing a premium cabin seat or extending your stay at a luxury hotel.
9. Comprehensive Travel Protection Benefits
Travel with peace of mind knowing that the Chase Sapphire Reserve® card provides extensive travel insurance coverage. This includes trip cancellation and interruption insurance, baggage delay insurance, and primary rental car collision damage waivers. Additionally, you’re covered for emergency medical and dental expenses incurred while traveling. These protections are invaluable when unexpected issues arise, ensuring that you’re not left out of pocket.
10. Exclusive Access to Events and Experiences
Cardholders gain special access to exclusive events, including private dining experiences, VIP seating at concerts, and curated travel experiences. Chase frequently partners with renowned chefs, event organizers, and travel companies to provide unique opportunities tailored to its Sapphire Reserve® members. These perks add an extra layer of luxury and exclusivity to your lifestyle.
In 2025, the Chase Sapphire Reserve® card continues to offer robust travel benefits that cater to the needs of frequent travelers, making it a compelling choice for those seeking premium travel rewards and protections.
Chase Sapphire Reserve® vs Chase Sapphire Preferred® Card
Chase offers two different Sapphire credit cards: the Chase Sapphire Preferred and the Chase Sapphire Reserve. Both of these cards provide generous bonuses and perks, but which one is best for you?
